Skip to main content
Loading page
Kanawha County/South Charleston/25303

25303

ZIPSAFMR
Kanawha County, WV
Zillow

ZIP Investment Score

111Above average

095130300
BRFMR
Eff. Rent
0 BR$810$780
1 BR$930$820
2 BR$1,160$990
3 BR$1,470$1,480
4 BR$1,520$1,540
5 BR$1,748Not available
6 BR$2,010Not available
7 BR$2,312Not available
8 BR$2,658Not available

Purchase Price Calculator

Maximum purchase price
$85,197

Cost breakdown

+Likely effective rent$990
HUD FMR$1,160
Market rentUsed$990
Est. payment standard (90%)$1,050
-Principal and interest-$431
Loan amount$68,158
Down payment$17,039
Rate6.50%
Term30 years
-Operating costs-$359
Property taxes-$85
Insurance-$175
Utilities$0
HOA$0
Management-$99
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,193(95.0% ROI)
Projected value
$91,748
Return breakdown
Property appreciation+$6,551
Loan principal paid down+$2,442
Rental cash flow+$7,200
5-year hold
+$27,550(161.7% ROI)
Projected value
$96,393
Return breakdown
Property appreciation+$11,196
Loan principal paid down+$4,355
Rental cash flow+$12,000
10-year hold
+$58,239(341.8% ROI)
Projected value
$109,059
Return breakdown
Property appreciation+$23,862
Loan principal paid down+$10,376
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.04
1 BR
1.13
2 BR
1.17
3 BR
0.99
4 BR
0.98
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 25303 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 25303 (South Charleston, WV) is $1,160 a month. That is up 4.5% from $1,110 in FY 2026. South Charleston is in the Charleston, WV HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,048. Among 75 ZIP codes in Kanawha County, 25303 is tied for the 6th-highest two-bedroom rent (county range $940–$1,450). The median county two-bedroom FMR in West Virginia is $955, so ZIP 25303 is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 25303
BedroomsFY 2027Change90–110% range
Studio$810+5.2%$729–$891
1BR$930+4.5%$837–$1,023
2BR$1,160+4.5%$1,044–$1,276
3BR$1,470+3.5%$1,323–$1,617
4BR$1,520+3.4%$1,368–$1,672

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 25303
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$810$930$1,160$1,470$1,520
FY 2026$770$890$1,110$1,420$1,470
FY 2025$750$880$1,090$1,400$1,450
FY 2024$700$830$1,010$1,320$1,350
FY 2023$630$730$880$1,160$1,210

Two-bedroom rent in nearby Kanawha County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 25303
25301$940−19.0%
25302$1,050−9.5%
25303Current$1,160—
25304$1,150−0.9%
25305$1,050−9.5%
25306$1,450+25.0%
25309$940−19.0%
25311$1,070−7.8%
25312$1,020−12.1%
25313$1,050−9.5%
25314$1,230+6.0%
25315$990−14.7%

Questions about ZIP 25303 rents

How much will Section 8 pay for a two-bedroom in ZIP 25303?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,048, which applies unless the housing authority uses Small Area FMRs, that basic range is $943 to $1,153 a month; under the ZIP-level Small Area FMR of $1,160 it would be $1,044 to $1,276. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 25303 in?

ZIP 25303 is in the Charleston, WV HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,048.

How much did fair market rent change in ZIP 25303 for FY 2027?

The two-bedroom FMR rose 4.5%, from $1,110 in FY 2026 to $1,160 in FY 2027. Since FY 2023 it has risen 31.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSouth Charleston, WV fair market rentWV statewide rentsWhat is SAFMR?Data sources