Randolph County/High Point/27260

27260

ZIPSAFMR

Randolph County, NC

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ZIP Investment Score

152High yield potential

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$990	$860	4.8%
1 BR	$1,030	$910	5.0%
2 BR	$1,120	$1,090	3.8%
3 BR	$1,450	$1,390	4.2%
4 BR	$1,700	$1,610	5.7%
5 BR	$1,955	Not available	5.7%
6 BR	$2,248	Not available	5.7%
7 BR	$2,585	Not available	5.7%
8 BR	$2,973	Not available	5.7%

Purchase Price Calculator

Maximum purchase price

$100,057

Cost breakdown

+Likely effective rent$1,090

HUD FMR$1,120

Market rentUsed$1,090

Est. payment standard (98%)$1,100

-Principal and interest-$506

Loan amount$80,046

Down payment$20,011

Rate6.50%

Term30 years

-Operating costs-$384

Property taxes-$100

Insurance-$175

Utilities$0

HOA$0

Management-$109

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$17,761(88.8% ROI)

Projected value

$107,751

Return breakdown

Property appreciation+$7,693

Loan principal paid down+$2,868

Rental cash flow+$7,200

5-year hold

+$30,262(151.2% ROI)

Projected value

$113,205

Return breakdown

Property appreciation+$13,148

Loan principal paid down+$5,114

Rental cash flow+$12,000

10-year hold

+$64,210(320.9% ROI)

Projected value

$128,081

Return breakdown

Property appreciation+$28,024

Loan principal paid down+$12,186

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

1.15ratio

FMR$990

Market$860

vs market+$130

FMR is above market; underwrite to market rent.

1.15

1 BR

1.13ratio

FMR$1,030

Market$910

vs market+$120

FMR is above market; underwrite to market rent.

1.13

2 BR

1.03ratio

FMR$1,120

Market$1,090

vs market+$30

FMR is near market; voucher and private rents are aligned.

1.03

3 BR

1.04ratio

FMR$1,450

Market$1,390

vs market+$60

FMR is near market; voucher and private rents are aligned.

1.04

4 BR

1.06ratio

FMR$1,700

Market$1,610

vs market+$90

FMR is near market; voucher and private rents are aligned.

1.06

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 27260 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 27260 (High Point, NC) is $1,120 a month. That is down 5.1% from $1,180 in FY 2026. High Point is in the Greensboro-High Point, NC HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 24 ZIP codes in Randolph County, 27260 is tied for the 11th-highest two-bedroom rent (county range $1,010–$1,360). The median county two-bedroom FMR in North Carolina is $1,145, so ZIP 27260 is 2% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 27260
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$1,030	$990	−3.9%	$891–$1,089
1BR	$1,080	$1,030	−4.6%	$927–$1,133
2BR	$1,180	$1,120	−5.1%	$1,008–$1,232
3BR	$1,510	$1,450	−4.0%	$1,305–$1,595
4BR	$1,740	$1,700	−2.3%	$1,530–$1,870

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 27260
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$990	$1,030	$1,120	$1,450	$1,700
FY 2026	$1,030	$1,080	$1,180	$1,510	$1,740
FY 2025	$910	$940	$1,060	$1,350	$1,520
FY 2024	$860	$890	$1,000	$1,280	$1,440
FY 2023	$780	$810	$910	$1,170	$1,320

Two-bedroom rent in nearby Randolph County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 27260
27208	$1,200	+7.1%
27230	$1,020	−8.9%
27233	$1,190	+6.3%
27239	$1,010	−9.8%
27248	$1,210	+8.0%
27260Current	$1,120	—
27262	$1,230	+9.8%
27263	$1,100	−1.8%
27283	$1,360	+21.4%
27292	$1,040	−7.1%
27298	$1,200	+7.1%
27313	$1,070	−4.5%

Questions about ZIP 27260 rents

How much will Section 8 pay for a two-bedroom in ZIP 27260?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,120, that basic range is $1,008 to $1,232 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 27260 in?

ZIP 27260 is in the Greensboro-High Point, NC HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 27260 for FY 2027?

The two-bedroom FMR fell 5.1%, from $1,180 in FY 2026 to $1,120 in FY 2027. Since FY 2023 it has risen 23.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent High Point, NC fair market rent NC statewide rents What is SAFMR?Data sources