For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 32772 (Sanford, FL) is $1,980 a month. That is down 1.0% from $2,000 in FY 2026. Sanford is in the Orlando-Kissimmee-Sanford, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 27 ZIP codes in Seminole County, 32772 is tied for the 11th-highest two-bedroom rent (county range $1,730–$2,480). The median county two-bedroom FMR in Florida is $1,474, so ZIP 32772 is 34% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 32772
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,670
$1,680
+0.6%
$1,512–$1,848
1BR
$1,760
$1,740
−1.1%
$1,566–$1,914
2BR
$2,000
$1,980
−1.0%
$1,782–$2,178
3BR
$2,510
$2,470
−1.6%
$2,223–$2,717
4BR
$2,970
$2,890
−2.7%
$2,601–$3,179
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 32772
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,680
$1,740
$1,980
$2,470
$2,890
FY 2026
$1,670
$1,760
$2,000
$2,510
$2,970
FY 2025
$1,670
$1,760
$2,000
$2,540
$3,020
FY 2024
$1,600
$1,680
$1,910
$2,430
$2,930
FY 2023
$1,370
$1,460
$1,660
$2,120
$2,570
Two-bedroom rent in nearby Seminole County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 32772?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,980, that basic range is $1,782 to $2,178 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 32772 in?
ZIP 32772 is in the Orlando-Kissimmee-Sanford, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.
How much did fair market rent change in ZIP 32772 for FY 2027?
The two-bedroom FMR fell 1.0%, from $2,000 in FY 2026 to $1,980 in FY 2027. Since FY 2023 it has risen 19.3%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set