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Orange County/Maitland/32751

32751

ZIPSAFMR
Orange County, FL
Zillow

ZIP Investment Score

98Above average

095130300
BRFMR
Eff. Rent
0 BR$1,840$1,570
1 BR$1,910$1,600
2 BR$2,170$1,940
3 BR$2,710$2,690
4 BR$3,160$2,790
5 BR$3,634Not available
6 BR$4,179Not available
7 BR$4,806Not available
8 BR$5,527Not available

Purchase Price Calculator

Maximum purchase price
$226,367

Cost breakdown

+Likely effective rent$1,940
HUD FMR$2,170
Market rentUsed$1,940
Est. payment standard (93%)$2,020
-Principal and interest-$1,145
Loan amount$181,093
Down payment$45,273
Rate6.50%
Term30 years
-Operating costs-$595
Property taxes-$226
Insurance-$175
Utilities$0
HOA$0
Management-$194
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,094(68.7% ROI)
Projected value
$243,772
Return breakdown
Property appreciation+$17,405
Loan principal paid down+$6,488
Rental cash flow+$7,200
5-year hold
+$53,317(117.8% ROI)
Projected value
$256,113
Return breakdown
Property appreciation+$29,746
Loan principal paid down+$11,570
Rental cash flow+$12,000
10-year hold
+$114,971(253.9% ROI)
Projected value
$289,769
Return breakdown
Property appreciation+$63,402
Loan principal paid down+$27,569
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.17
1 BR
1.19
2 BR
1.12
3 BR
1.01
4 BR
1.13
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 32751 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 32751 (Maitland, FL) is $2,170 a month. That is up 1.9% from $2,130 in FY 2026. Maitland is in the Orlando-Kissimmee-Sanford, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 78 ZIP codes in Orange County, 32751 has the 17th-highest two-bedroom rent (county range $1,370–$2,690). The median county two-bedroom FMR in Florida is $1,474, so ZIP 32751 is 47% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 32751
BedroomsFY 2027Change90–110% range
Studio$1,840+3.4%$1,656–$2,024
1BR$1,910+2.1%$1,719–$2,101
2BR$2,170+1.9%$1,953–$2,387
3BR$2,710+1.5%$2,439–$2,981
4BR$3,1600.0%$2,844–$3,476

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 32751
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,840$1,910$2,170$2,710$3,160
FY 2026$1,780$1,870$2,130$2,670$3,160
FY 2025$1,750$1,850$2,100$2,670$3,180
FY 2024$1,710$1,800$2,040$2,590$3,130
FY 2023$1,490$1,580$1,800$2,300$2,790

Two-bedroom rent in nearby Orange County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 32751
32710$1,990−8.3%
32712$2,320+6.9%
32714$2,080−4.1%
32733$1,990−8.3%
32751Current$2,170—
32757$1,790−17.5%
32765$2,280+5.1%
32768$1,990−8.3%
32776$1,850−14.7%
32777$1,990−8.3%
32789$2,000−7.8%
32790$1,990−8.3%

Questions about ZIP 32751 rents

How much will Section 8 pay for a two-bedroom in ZIP 32751?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,170, that basic range is $1,953 to $2,387 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 32751 in?

ZIP 32751 is in the Orlando-Kissimmee-Sanford, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 32751 for FY 2027?

The two-bedroom FMR rose 1.9%, from $2,130 in FY 2026 to $2,170 in FY 2027. Since FY 2023 it has risen 20.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMaitland, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources