32804
ZIPSAFMR
Orange County, FL
BRFMR
Eff. Rent
0 BR$1,720$1,470
1 BR$1,810$1,580
2 BR$2,060$2,060
3 BR$2,590$2,590
4 BR$3,050$3,050
5 BR$3,507
6 BR$4,034
7 BR$4,639
8 BR$5,334

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.17ratio
FMR$1,720
Market$1,470
vs market+$250

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.17
1 BR
1 BR
1.15ratio
FMR$1,810
Market$1,580
vs market+$230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.15
2 BR
2 BR
0.94ratio
FMR$2,060
Market$2,200
vs market-$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
3 BR
3 BR
0.94ratio
FMR$2,590
Market$2,770
vs market-$180

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
4 BR
4 BR
0.97ratio
FMR$3,050
Market$3,150
vs market-$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.97
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$244,199
Rent
$2,060
Down payment
$48,840
Loan
$195,359
Mortgage
$1,235
Expenses
$625
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 32804 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.