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Seminole County/Sanford/32771

32771

ZIPSAFMR
Seminole County, FL
Zillow

ZIP Investment Score

94Below average

095130300
BRFMR
Eff. Rent
0 BR$1,600$1,240
1 BR$1,670$1,380
2 BR$1,890$1,580
3 BR$2,360$2,090
4 BR$2,760$2,460
5 BR$3,174Not available
6 BR$3,650Not available
7 BR$4,198Not available
8 BR$4,827Not available

Purchase Price Calculator

Maximum purchase price
$172,871

Cost breakdown

+Likely effective rent$1,580
HUD FMR$1,890
Market rentUsed$1,580
Est. payment standard (90%)$1,700
-Principal and interest-$874
Loan amount$138,297
Down payment$34,574
Rate6.50%
Term30 years
-Operating costs-$506
Property taxes-$173
Insurance-$175
Utilities$0
HOA$0
Management-$158
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,447(73.6% ROI)
Projected value
$186,163
Return breakdown
Property appreciation+$13,292
Loan principal paid down+$4,955
Rental cash flow+$7,200
5-year hold
+$43,552(126.0% ROI)
Projected value
$195,588
Return breakdown
Property appreciation+$22,717
Loan principal paid down+$8,836
Rental cash flow+$12,000
10-year hold
+$93,473(270.4% ROI)
Projected value
$221,289
Return breakdown
Property appreciation+$48,418
Loan principal paid down+$21,054
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.29
1 BR
1.21
2 BR
1.20
3 BR
1.13
4 BR
1.12
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 32771 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 32771 (Sanford, FL) is $1,890 a month. That is up 1.6% from $1,860 in FY 2026. Sanford is in the Orlando-Kissimmee-Sanford, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 27 ZIP codes in Seminole County, 32771 has the 22nd-highest two-bedroom rent (county range $1,730–$2,480). The median county two-bedroom FMR in Florida is $1,474, so ZIP 32771 is 28% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 32771
BedroomsFY 2027Change90–110% range
Studio$1,600+2.6%$1,440–$1,760
1BR$1,670+2.5%$1,503–$1,837
2BR$1,890+1.6%$1,701–$2,079
3BR$2,360+1.3%$2,124–$2,596
4BR$2,7600.0%$2,484–$3,036

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 32771
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,600$1,670$1,890$2,360$2,760
FY 2026$1,560$1,630$1,860$2,330$2,760
FY 2025$1,500$1,590$1,800$2,290$2,720
FY 2024$1,460$1,530$1,740$2,210$2,670
FY 2023$1,280$1,360$1,550$1,980$2,400

Two-bedroom rent in nearby Seminole County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 32771
32750$1,920+1.6%
32751$2,170+14.8%
32752$1,980+4.8%
32762$1,980+4.8%
32765$2,280+20.6%
32766$2,480+31.2%
32771Current$1,890—
32772$1,980+4.8%
32773$1,750−7.4%
32779$2,210+16.9%
32791$1,980+4.8%
32792$2,000+5.8%

Questions about ZIP 32771 rents

How much will Section 8 pay for a two-bedroom in ZIP 32771?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,890, that basic range is $1,701 to $2,079 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 32771 in?

ZIP 32771 is in the Orlando-Kissimmee-Sanford, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 32771 for FY 2027?

The two-bedroom FMR rose 1.6%, from $1,860 in FY 2026 to $1,890 in FY 2027. Since FY 2023 it has risen 21.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSanford, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources