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Seminole County/Longwood/32779

32779

ZIPSAFMR
Seminole County, FL
Zillow

ZIP Investment Score

76Below average

095130300
BRFMR
Eff. Rent
0 BR$1,870$1,400
1 BR$1,950$1,520
2 BR$2,210$1,880
3 BR$2,760$2,190
4 BR$3,220$2,980
5 BR$3,703Not available
6 BR$4,258Not available
7 BR$4,897Not available
8 BR$5,632Not available

Purchase Price Calculator

Maximum purchase price
$217,451

Cost breakdown

+Likely effective rent$1,880
HUD FMR$2,210
Market rentUsed$1,880
Est. payment standard (90%)$2,000
-Principal and interest-$1,100
Loan amount$173,961
Down payment$43,490
Rate6.50%
Term30 years
-Operating costs-$580
Property taxes-$217
Insurance-$175
Utilities$0
HOA$0
Management-$188
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,153(69.3% ROI)
Projected value
$234,171
Return breakdown
Property appreciation+$16,720
Loan principal paid down+$6,233
Rental cash flow+$7,200
5-year hold
+$51,689(118.9% ROI)
Projected value
$246,026
Return breakdown
Property appreciation+$28,575
Loan principal paid down+$11,114
Rental cash flow+$12,000
10-year hold
+$111,388(256.1% ROI)
Projected value
$278,355
Return breakdown
Property appreciation+$60,905
Loan principal paid down+$26,484
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.34
1 BR
1.28
2 BR
1.18
3 BR
1.26
4 BR
1.08
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 32779 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 32779 (Longwood, FL) is $2,210 a month. That is down 4.7% from $2,320 in FY 2026. Longwood is in the Orlando-Kissimmee-Sanford, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 27 ZIP codes in Seminole County, 32779 has the 6th-highest two-bedroom rent (county range $1,730–$2,480). The median county two-bedroom FMR in Florida is $1,474, so ZIP 32779 is 50% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 32779
BedroomsFY 2027Change90–110% range
Studio$1,870−3.6%$1,683–$2,057
1BR$1,950−4.4%$1,755–$2,145
2BR$2,210−4.7%$1,989–$2,431
3BR$2,760−5.2%$2,484–$3,036
4BR$3,220−6.4%$2,898–$3,542

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 32779
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,870$1,950$2,210$2,760$3,220
FY 2026$1,940$2,040$2,320$2,910$3,440
FY 2025$1,960$2,060$2,340$2,970$3,540
FY 2024$1,870$1,970$2,230$2,840$3,420
FY 2023$1,580$1,680$1,910$2,440$2,960

Two-bedroom rent in nearby Seminole County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 32779
32751$2,170−1.8%
32752$1,980−10.4%
32762$1,980−10.4%
32765$2,280+3.2%
32766$2,480+12.2%
32771$1,890−14.5%
32772$1,980−10.4%
32773$1,750−20.8%
32779Current$2,210—
32791$1,980−10.4%
32792$2,000−9.5%
32795$1,980−10.4%

Questions about ZIP 32779 rents

How much will Section 8 pay for a two-bedroom in ZIP 32779?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,210, that basic range is $1,989 to $2,431 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 32779 in?

ZIP 32779 is in the Orlando-Kissimmee-Sanford, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 32779 for FY 2027?

The two-bedroom FMR fell 4.7%, from $2,320 in FY 2026 to $2,210 in FY 2027. Since FY 2023 it has risen 15.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLongwood, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources