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33426

ZIPSAFMR
Palm Beach County, FL

ZIP Investment Score

100Above average

095130300
BRFMR
Eff. Rent
0 BR$2,100$1,590
1 BR$2,210$2,120
2 BR$2,580$2,370
3 BR$3,350$3,120
4 BR$3,870$3,360
5 BR$4,451Not available
6 BR$5,118Not available
7 BR$5,886Not available
8 BR$6,769Not available

Purchase Price Calculator

Maximum purchase price
$290,265

Cost breakdown

+Likely effective rent$2,370
HUD FMR$2,580
Market rentUsed$2,370
Est. payment standard (95%)$2,440
-Principal and interest-$1,468
Loan amount$232,212
Down payment$58,053
Rate6.50%
Term30 years
-Operating costs-$702
Property taxes-$290
Insurance-$175
Utilities$0
HOA$0
Management-$237
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,838(65.2% ROI)
Projected value
$312,583
Return breakdown
Property appreciation+$22,319
Loan principal paid down+$8,320
Rental cash flow+$7,200
5-year hold
+$64,979(111.9% ROI)
Projected value
$328,408
Return breakdown
Property appreciation+$38,143
Loan principal paid down+$14,836
Rental cash flow+$12,000
10-year hold
+$140,650(242.3% ROI)
Projected value
$371,563
Return breakdown
Property appreciation+$81,299
Loan principal paid down+$35,352
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.32
1 BR
1.04
2 BR
1.09
3 BR
1.07
4 BR
1.15
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 33426 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 33426 (Boynton Beach, FL) is $2,580 a month. That is up 5.7% from $2,440 in FY 2026. Boynton Beach is in the West Palm Beach-Boca Raton, FL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 74 ZIP codes in Palm Beach County, 33426 has the 22nd-highest two-bedroom rent (county range $1,080–$3,520). The median county two-bedroom FMR in Florida is $1,474, so ZIP 33426 is 75% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 33426
BedroomsFY 2027Change90–110% range
Studio$2,100+8.2%$1,890–$2,310
1BR$2,210+7.3%$1,989–$2,431
2BR$2,580+5.7%$2,322–$2,838
3BR$3,350+6.0%$3,015–$3,685
4BR$3,870+5.4%$3,483–$4,257

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 33426
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,100$2,210$2,580$3,350$3,870
FY 2026$1,940$2,060$2,440$3,160$3,670
FY 2025$1,810$2,020$2,410$3,150$3,760
FY 2024$1,750$2,060$2,480$3,280$3,960
FY 2023$1,460$1,780$2,180$2,910$3,560

Two-bedroom rent in nearby Palm Beach County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 33426
33420$2,350−8.9%
33421$2,350−8.9%
33422$2,350−8.9%
33424$2,350−8.9%
33425$2,350−8.9%
33426Current$2,580—
33427$2,350−8.9%
33428$3,020+17.1%
33429$2,350−8.9%
33430$1,100−57.4%
33431$3,140+21.7%
33432$3,200+24.0%

Questions about ZIP 33426 rents

How much will Section 8 pay for a two-bedroom in ZIP 33426?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,580, that basic range is $2,322 to $2,838 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 33426 in?

ZIP 33426 is in the West Palm Beach-Boca Raton, FL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 33426 for FY 2027?

The two-bedroom FMR rose 5.7%, from $2,440 in FY 2026 to $2,580 in FY 2027. Since FY 2023 it has risen 18.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set