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Palm Beach County/Lake Worth Beach/33460

33460

ZIPSAFMR
Palm Beach County, FL
Zillow

ZIP Investment Score

88Below average

095130300
BRFMR
Eff. Rent
0 BR$1,670$1,640
1 BR$1,760$1,940
2 BR$2,060$2,270
3 BR$2,680$2,950
4 BR$3,090$3,350
5 BR$3,553Not available
6 BR$4,087Not available
7 BR$4,700Not available
8 BR$5,404Not available

Purchase Price Calculator

Maximum purchase price
$275,405

Cost breakdown

+Likely effective rent$2,270
HUD FMR$2,060
Market rent$2,620
Est. payment standard (110%)Used$2,270
-Principal and interest-$1,393
Loan amount$220,324
Down payment$55,081
Rate6.50%
Term30 years
-Operating costs-$677
Property taxes-$275
Insurance-$175
Utilities$0
HOA$0
Management-$227
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,270(65.8% ROI)
Projected value
$296,581
Return breakdown
Property appreciation+$21,176
Loan principal paid down+$7,894
Rental cash flow+$7,200
5-year hold
+$62,267(113.0% ROI)
Projected value
$311,595
Return breakdown
Property appreciation+$36,190
Loan principal paid down+$14,077
Rental cash flow+$12,000
10-year hold
+$134,678(244.5% ROI)
Projected value
$352,541
Return breakdown
Property appreciation+$77,137
Loan principal paid down+$33,542
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.02
1 BR
0.85
2 BR
0.79
3 BR
0.86
4 BR
0.89
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 33460 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 33460 (Lake Worth Beach, FL) is $2,060 a month. That is down 0.5% from $2,070 in FY 2026. Lake Worth Beach is in the West Palm Beach-Boca Raton, FL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 74 ZIP codes in Palm Beach County, 33460 has the 64th-highest two-bedroom rent (county range $1,080–$3,520). The median county two-bedroom FMR in Florida is $1,474, so ZIP 33460 is 40% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 33460
BedroomsFY 2027Change90–110% range
Studio$1,670+1.8%$1,503–$1,837
1BR$1,760+0.6%$1,584–$1,936
2BR$2,060−0.5%$1,854–$2,266
3BR$2,6800.0%$2,412–$2,948
4BR$3,090−0.6%$2,781–$3,399

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 33460
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,670$1,760$2,060$2,680$3,090
FY 2026$1,640$1,750$2,070$2,680$3,110
FY 2025$1,430$1,600$1,910$2,490$2,980
FY 2024$1,340$1,580$1,900$2,510$3,040
FY 2023$1,080$1,320$1,610$2,150$2,630

Two-bedroom rent in nearby Palm Beach County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 33460
33454$2,350+14.1%
33458$2,660+29.1%
33460Current$2,060—
33461$2,220+7.8%
33462$2,140+3.9%
33463$2,230+8.3%
33465$2,350+14.1%
33466$2,350+14.1%
33467$2,490+20.9%
33468$2,350+14.1%
33469$2,430+18.0%
33470$3,380+64.1%

Questions about ZIP 33460 rents

How much will Section 8 pay for a two-bedroom in ZIP 33460?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,060, that basic range is $1,854 to $2,266 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 33460 in?

ZIP 33460 is in the West Palm Beach-Boca Raton, FL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 33460 for FY 2027?

The two-bedroom FMR fell 0.5%, from $2,070 in FY 2026 to $2,060 in FY 2027. Since FY 2023 it has risen 28.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLake Worth Beach, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources