33428
ZIPSAFMR
Palm Beach County, FL
BRFMR
Eff. Rent
0 BR$2,240$1,440
1 BR$2,380$1,640
2 BR$2,820$2,860
3 BR$3,650$3,420
4 BR$4,240$4,410
5 BR$4,876
6 BR$5,607
7 BR$6,449
8 BR$7,416

Purchase Price Calculator

Maximum purchase price
$363,078

Cost breakdown

+Likely effective rent$2,860
HUD FMR$2,820
Market rent$2,880
Est. payment standard (101%)Used$2,860
Estimated payment standard is $2,860 (101% of FMR).
-Principal and interest-$1,836
Loan amount$290,463
Down payment$72,616
Rate6.50%
Term30 years
-Operating costs-$824
Property taxes-$363
Insurance-$175
Utilities$0
HOA$0
Management-$286
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,524(62.7% ROI)
Projected value
$390,996
Current value$363,078
Return breakdown
Property appreciation+$27,917
Loan principal paid down+$10,407
Rental cash flow+$7,200
5-year hold
+$78,269(107.8% ROI)
Projected value
$410,790
Current value$363,078
Return breakdown
Property appreciation+$47,711
Loan principal paid down+$18,558
Rental cash flow+$12,000
10-year hold
+$169,912(234.0% ROI)
Projected value
$464,771
Current value$363,078
Return breakdown
Property appreciation+$101,693
Loan principal paid down+$44,220
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.56ratio
FMR$2,240
Market$1,440
vs market+$800

FMR is above market; underwrite to market rent.

1.56
1 BR
1 BR
1.45ratio
FMR$2,380
Market$1,640
vs market+$740

FMR is above market; underwrite to market rent.

90% standard$2,142 / 1.31 ratio110% standard$2,618 / 1.60 ratio
1.45
2 BR
2 BR
0.98ratio
FMR$2,820
Market$2,880
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$2,538 / 0.88 ratio110% standard$3,102 / 1.08 ratio
0.98
3 BR
3 BR
1.07ratio
FMR$3,650
Market$3,420
vs market+$230

FMR is near market; voucher and private rents are aligned.

90% standard$3,285 / 0.96 ratio110% standard$4,015 / 1.17 ratio
1.07
4 BR
4 BR
0.94ratio
FMR$4,240
Market$4,500
vs market-$260

FMR is near market; voucher and private rents are aligned.

90% standard$3,816 / 0.85 ratio110% standard$4,664 / 1.04 ratio
0.94
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33428 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33428 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33428 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,820 and the 4 bedroom fair market rent is $4,240.

Use this page for searches like 33428 FMR, 33428 fair market rent, and 33428 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33428
Bedroom sizeHUD FMR
Studio$2,240
1 bedroom$2,380
2 bedroom$2,820
3 bedroom$3,650
4 bedroom$4,240