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St. Louis County/Fenton/63026

63026

ZIPSAFMR
St. Louis County, MO
Zillow

ZIP Investment Score

105Above average

095130300
BRFMR
Eff. Rent
0 BR$1,090$1,200
1 BR$1,130$1,240
2 BR$1,380$1,470
3 BR$1,770$1,950
4 BR$2,040$2,240
5 BR$2,346Not available
6 BR$2,698Not available
7 BR$3,103Not available
8 BR$3,568Not available

Purchase Price Calculator

Maximum purchase price
$156,525

Cost breakdown

+Likely effective rent$1,470
HUD FMR$1,380
Market rent$1,520
Est. payment standard (107%)Used$1,470
-Principal and interest-$791
Loan amount$125,220
Down payment$31,305
Rate6.50%
Term30 years
-Operating costs-$479
Property taxes-$157
Insurance-$175
Utilities$0
HOA$0
Management-$147
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,722(75.8% ROI)
Projected value
$168,560
Return breakdown
Property appreciation+$12,035
Loan principal paid down+$4,486
Rental cash flow+$7,200
5-year hold
+$40,569(129.6% ROI)
Projected value
$177,094
Return breakdown
Property appreciation+$20,569
Loan principal paid down+$8,000
Rental cash flow+$12,000
10-year hold
+$86,904(277.6% ROI)
Projected value
$200,365
Return breakdown
Property appreciation+$43,840
Loan principal paid down+$19,063
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.83
1 BR
0.77
2 BR
0.91
3 BR
0.80
4 BR
0.81
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 63026 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 63026 (Fenton, MO) is $1,380 a month. That is up 13.1% from $1,220 in FY 2026. Fenton is in the St. Louis, MO-IL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 54 ZIP codes in St. Louis County, 63026 is tied for the 34th-highest two-bedroom rent (county range $1,060–$2,020). The median county two-bedroom FMR in Missouri is $962, so ZIP 63026 is 43% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 63026
BedroomsFY 2027Change90–110% range
Studio$1,090+13.5%$981–$1,199
1BR$1,130+13.0%$1,017–$1,243
2BR$1,380+13.1%$1,242–$1,518
3BR$1,770+12.7%$1,593–$1,947
4BR$2,040+12.7%$1,836–$2,244

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 63026
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,090$1,130$1,380$1,770$2,040
FY 2026$960$1,000$1,220$1,570$1,810
FY 2025$950$980$1,210$1,560$1,800
FY 2024$910$960$1,190$1,540$1,790
FY 2023$730$780$980$1,270$1,480

Two-bedroom rent in nearby St. Louis County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 63026
63017$1,930+39.9%
63021$1,630+18.1%
63022$1,430+3.6%
63024$1,430+3.6%
63025$1,510+9.4%
63026Current$1,380—
63031$1,650+19.6%
63032$1,430+3.6%
63033$1,410+2.2%
63034$2,020+46.4%
63038$1,670+21.0%
63040$1,880+36.2%

Questions about ZIP 63026 rents

How much will Section 8 pay for a two-bedroom in ZIP 63026?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,380, that basic range is $1,242 to $1,518 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 63026 in?

ZIP 63026 is in the St. Louis, MO-IL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 63026 for FY 2027?

The two-bedroom FMR rose 13.1%, from $1,220 in FY 2026 to $1,380 in FY 2027. Since FY 2023 it has risen 40.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentFenton, MO fair market rentMO statewide rentsWhat is SAFMR?Data sources