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63050

ZIPSAFMR
Jefferson County, MO

ZIP Investment Score

82Below average

095130300
BRFMR
Eff. Rent
0 BR$940$940
1 BR$970$970
2 BR$1,190$1,190
3 BR$1,530$1,530
4 BR$1,760$1,760
5 BR$2,024Not available
6 BR$2,328Not available
7 BR$2,677Not available
8 BR$3,078Not available

Purchase Price Calculator

Maximum purchase price
$114,917

Cost breakdown

+Likely effective rent$1,190
HUD FMRUsed$1,190
Market rentN/A
Est. payment standardN/A
-Principal and interest-$581
Loan amount$91,934
Down payment$22,983
Rate6.50%
Term30 years
-Operating costs-$409
Property taxes-$115
Insurance-$175
Utilities$0
HOA$0
Management-$119
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,330(84.1% ROI)
Projected value
$123,753
Return breakdown
Property appreciation+$8,836
Loan principal paid down+$3,294
Rental cash flow+$7,200
5-year hold
+$32,975(143.5% ROI)
Projected value
$130,018
Return breakdown
Property appreciation+$15,101
Loan principal paid down+$5,874
Rental cash flow+$12,000
10-year hold
+$70,182(305.4% ROI)
Projected value
$147,103
Return breakdown
Property appreciation+$32,186
Loan principal paid down+$13,996
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 63050 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 63050 (Hillsboro, MO) is $1,190 a month. That is up 9.2% from $1,090 in FY 2026. Hillsboro is in the St. Louis, MO-IL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 30 ZIP codes in Jefferson County, 63050 is tied for the 12th-highest two-bedroom rent (county range $960–$1,650). The median county two-bedroom FMR in Missouri is $962, so ZIP 63050 is 24% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 63050
BedroomsFY 2027Change90–110% range
Studio$940+9.3%$846–$1,034
1BR$970+9.0%$873–$1,067
2BR$1,190+9.2%$1,071–$1,309
3BR$1,530+9.3%$1,377–$1,683
4BR$1,760+8.6%$1,584–$1,936

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 63050
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$940$970$1,190$1,530$1,760
FY 2026$860$890$1,090$1,400$1,620
FY 2025$840$880$1,090$1,410$1,640
FY 2024$830$870$1,080$1,400$1,620
FY 2023$680$720$910$1,180$1,380

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 63050
63041$1,180−0.8%
63047$1,200+0.8%
63048$1,650+38.7%
63049$1,160−2.5%
63050Current$1,190—
63051$1,320+10.9%
63052$1,160−2.5%
63053$1,160−2.5%
63057$1,200+0.8%
63061$1,160−2.5%
63065$1,200+0.8%
63066$1,200+0.8%

Questions about ZIP 63050 rents

How much will Section 8 pay for a two-bedroom in ZIP 63050?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,190, that basic range is $1,071 to $1,309 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 63050 in?

ZIP 63050 is in the St. Louis, MO-IL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 63050 for FY 2027?

The two-bedroom FMR rose 9.2%, from $1,090 in FY 2026 to $1,190 in FY 2027. Since FY 2023 it has risen 30.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set