63057

ZIPSAFMR

Jefferson County, MO

ZIP Investment Score

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$950	$1,050	3.0%
1 BR	$980	$1,080	2.5%
2 BR	$1,200	$1,320	2.0%
3 BR	$1,540	$1,690	1.8%
4 BR	$1,780	$1,960	1.5%
5 BR	$2,047	Not available	1.5%
6 BR	$2,354	Not available	1.5%
7 BR	$2,707	Not available	1.5%
8 BR	$3,113	Not available	1.5%

Purchase Price Calculator

Maximum purchase price

$134,235

Cost breakdown

+Likely effective rent$1,320

HUD FMR$1,200

Market rent$1,830

Est. payment standard (110%)Used$1,320

-Principal and interest-$679

Loan amount$107,388

Down payment$26,847

Rate6.50%

Term30 years

-Operating costs-$441

Property taxes-$134

Insurance-$175

Utilities$0

HOA$0

Management-$132

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$21,369(79.6% ROI)

Projected value

$144,556

Return breakdown

Property appreciation+$10,321

Loan principal paid down+$3,847

Rental cash flow+$7,200

5-year hold

+$36,501(136.0% ROI)

Projected value

$151,875

Return breakdown

Property appreciation+$17,640

Loan principal paid down+$6,861

Rental cash flow+$12,000

10-year hold

+$77,946(290.3% ROI)

Projected value

$171,832

Return breakdown

Property appreciation+$37,597

Loan principal paid down+$16,349

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

0.64ratio

FMR$950

Market$1,480

vs market-$530

FMR is below market; voucher rent may lag private rents.

0.64

1 BR

0.77ratio

FMR$980

Market$1,270

vs market-$290

FMR is below market; voucher rent may lag private rents.

0.77

2 BR

0.66ratio

FMR$1,200

Market$1,830

vs market-$630

FMR is below market; voucher rent may lag private rents.

0.66

3 BR

0.79ratio

FMR$1,540

Market$1,940

vs market-$400

FMR is below market; voucher rent may lag private rents.

0.79

4 BR

0.79ratio

FMR$1,780

Market$2,250

vs market-$470

FMR is below market; voucher rent may lag private rents.

0.79

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 63057 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 63057 (Liguori, MO) is $1,200 a month. That is up 9.1% from $1,100 in FY 2026. Liguori is in the St. Louis, MO-IL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 30 ZIP codes in Jefferson County, 63057 is tied for the 8th-highest two-bedroom rent (county range $960–$1,650). The median county two-bedroom FMR in Missouri is $962, so ZIP 63057 is 25% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 63057
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$860	$950	+10.5%	$855–$1,045
1BR	$900	$980	+8.9%	$882–$1,078
2BR	$1,100	$1,200	+9.1%	$1,080–$1,320
3BR	$1,420	$1,540	+8.5%	$1,386–$1,694
4BR	$1,640	$1,780	+8.5%	$1,602–$1,958

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 63057
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$950	$980	$1,200	$1,540	$1,780
FY 2026	$860	$900	$1,100	$1,420	$1,640
FY 2025	$880	$910	$1,120	$1,450	$1,660
FY 2024	$870	$910	$1,130	$1,460	$1,700
FY 2023	$700	$750	$940	$1,220	$1,420

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 63057
63047	$1,200	0.0%
63048	$1,650	+37.5%
63049	$1,160	−3.3%
63050	$1,190	−0.8%
63051	$1,320	+10.0%
63052	$1,160	−3.3%
63053	$1,160	−3.3%
63057Current	$1,200	—
63061	$1,160	−3.3%
63065	$1,200	0.0%
63066	$1,200	0.0%
63069	$1,100	−8.3%

Questions about ZIP 63057 rents

How much will Section 8 pay for a two-bedroom in ZIP 63057?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,200, that basic range is $1,080 to $1,320 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 63057 in?

ZIP 63057 is in the St. Louis, MO-IL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 63057 for FY 2027?

The two-bedroom FMR rose 9.1%, from $1,100 in FY 2026 to $1,200 in FY 2027. Since FY 2023 it has risen 27.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Liguori, MO fair market rent MO statewide rents What is SAFMR?Data sources