63136
ZIPSAFMR
St. Louis County, MO
BRFMR
Eff. Rent
0 BR$860$950
1 BR$900$990
2 BR$1,100$1,130
3 BR$1,420$1,370
4 BR$1,640$1,560
5 BR$1,886
6 BR$2,169
7 BR$2,494
8 BR$2,868

Purchase Price Calculator

Maximum purchase price
$106,001

Cost breakdown

+Likely effective rent$1,130
HUD FMR$1,100
Market rent$1,150
Est. payment standard (103%)Used$1,130
Estimated payment standard is $1,130 (103% of FMR).
-Principal and interest-$536
Loan amount$84,801
Down payment$21,200
Rate6.50%
Term30 years
-Operating costs-$394
Property taxes-$106
Insurance-$175
Utilities$0
HOA$0
Management-$113
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,389(86.7% ROI)
Projected value
$114,152
Current value$106,001
Return breakdown
Property appreciation+$8,150
Loan principal paid down+$3,038
Rental cash flow+$7,200
5-year hold
+$31,347(147.9% ROI)
Projected value
$119,930
Current value$106,001
Return breakdown
Property appreciation+$13,929
Loan principal paid down+$5,418
Rental cash flow+$12,000
10-year hold
+$66,599(314.1% ROI)
Projected value
$135,690
Current value$106,001
Return breakdown
Property appreciation+$29,689
Loan principal paid down+$12,910
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.78ratio
FMR$860
Market$1,100
vs market-$240

FMR is below market; voucher rent may lag private rents.

90% standard$774 / 0.70 ratio110% standard$946 / 0.86 ratio
0.78
1 BR
1 BR
0.85ratio
FMR$900
Market$1,060
vs market-$160

FMR is below market; voucher rent may lag private rents.

90% standard$810 / 0.76 ratio110% standard$990 / 0.93 ratio
0.85
2 BR
2 BR
0.96ratio
FMR$1,100
Market$1,150
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$990 / 0.86 ratio110% standard$1,210 / 1.05 ratio
0.96
3 BR
3 BR
1.04ratio
FMR$1,420
Market$1,370
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,278 / 0.93 ratio110% standard$1,562 / 1.14 ratio
1.04
4 BR
4 BR
1.05ratio
FMR$1,640
Market$1,560
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,476 / 0.95 ratio110% standard$1,804 / 1.16 ratio
1.05
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 63136 (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

63136 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 63136 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,100 and the 4 bedroom fair market rent is $1,640.

Use this page for searches like 63136 FMR, 63136 fair market rent, and 63136 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 63136
Bedroom sizeHUD FMR
Studio$860
1 bedroom$900
2 bedroom$1,100
3 bedroom$1,420
4 bedroom$1,640