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66109

ZIPSAFMR
Leavenworth County, KS

ZIP Investment Score

85Below average

095130300
BRFMR
Eff. Rent
0 BR$1,710$1,260
1 BR$1,860$1,210
2 BR$2,100$1,540
3 BR$2,740$1,640
4 BR$3,290$2,310
5 BR$3,783Not available
6 BR$4,351Not available
7 BR$5,004Not available
8 BR$5,754Not available

Purchase Price Calculator

Maximum purchase price
$166,927

Cost breakdown

+Likely effective rent$1,540
HUD FMR$2,100
Market rentUsed$1,540
Est. payment standard (90%)$1,890
-Principal and interest-$844
Loan amount$133,542
Down payment$33,385
Rate6.50%
Term30 years
-Operating costs-$496
Property taxes-$167
Insurance-$175
Utilities$0
HOA$0
Management-$154
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,820(74.3% ROI)
Projected value
$179,762
Return breakdown
Property appreciation+$12,835
Loan principal paid down+$4,784
Rental cash flow+$7,200
5-year hold
+$42,468(127.2% ROI)
Projected value
$188,862
Return breakdown
Property appreciation+$21,936
Loan principal paid down+$8,532
Rental cash flow+$12,000
10-year hold
+$91,084(272.8% ROI)
Projected value
$213,681
Return breakdown
Property appreciation+$46,754
Loan principal paid down+$20,330
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.36
1 BR
1.54
2 BR
1.36
3 BR
1.67
4 BR
1.42
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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ZIP 66109 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 66109 (Kansas City, KS) is $2,100 a month. That is up 12.3% from $1,870 in FY 2026. Kansas City is in the Kansas City, MO-KS HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 13 ZIP codes in Leavenworth County, 66109 has the 2nd-highest two-bedroom rent (county range $970–$2,320). The median county two-bedroom FMR in Kansas is $961, so ZIP 66109 is 119% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 66109
BedroomsFY 2027Change90–110% range
Studio$1,710+13.2%$1,539–$1,881
1BR$1,860+12.7%$1,674–$2,046
2BR$2,100+12.3%$1,890–$2,310
3BR$2,740+12.3%$2,466–$3,014
4BR$3,290+13.4%$2,961–$3,619

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 66109
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,710$1,860$2,100$2,740$3,290
FY 2026$1,510$1,650$1,870$2,440$2,900
FY 2025$1,490$1,640$1,870$2,440$2,890
FY 2024$1,350$1,510$1,730$2,260$2,660
FY 2023$1,220$1,390$1,610$2,120$2,460

Two-bedroom rent in nearby Leavenworth County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 66109
66007$1,510−28.1%
66012$1,440−31.4%
66020$1,100−47.6%
66027$2,320+10.5%
66043$1,500−28.6%
66044$1,210−42.4%
66048$1,260−40.0%
66052$1,200−42.9%
66054$1,350−35.7%
66086$1,490−29.0%
66097$1,140−45.7%
66109Current$2,100—

Questions about ZIP 66109 rents

How much will Section 8 pay for a two-bedroom in ZIP 66109?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,100, that basic range is $1,890 to $2,310 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 66109 in?

ZIP 66109 is in the Kansas City, MO-KS HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 66109 for FY 2027?

The two-bedroom FMR rose 12.3%, from $1,870 in FY 2026 to $2,100 in FY 2027. Since FY 2023 it has risen 30.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set