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Collin County/Plano/75074

75074

ZIPSAFMR
Collin County, TX
Zillow

ZIP Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$1,600$1,220
1 BR$1,650$1,190
2 BR$1,940$1,950
3 BR$2,440$2,130
4 BR$3,110$2,540
5 BR$3,576Not available
6 BR$4,113Not available
7 BR$4,730Not available
8 BR$5,439Not available

Purchase Price Calculator

Maximum purchase price
$227,853

Cost breakdown

+Likely effective rent$1,950
HUD FMR$1,940
Market rent$1,960
Est. payment standard (101%)Used$1,950
-Principal and interest-$1,152
Loan amount$182,282
Down payment$45,571
Rate6.50%
Term30 years
-Operating costs-$598
Property taxes-$228
Insurance-$175
Utilities$0
HOA$0
Management-$195
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,250(68.6% ROI)
Projected value
$245,372
Return breakdown
Property appreciation+$17,520
Loan principal paid down+$6,531
Rental cash flow+$7,200
5-year hold
+$53,588(117.6% ROI)
Projected value
$257,794
Return breakdown
Property appreciation+$29,942
Loan principal paid down+$11,646
Rental cash flow+$12,000
10-year hold
+$115,568(253.6% ROI)
Projected value
$291,671
Return breakdown
Property appreciation+$63,818
Loan principal paid down+$27,750
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.31
1 BR
1.39
2 BR
0.99
3 BR
1.15
4 BR
1.22
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 75074 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75074 (Plano, TX) is $1,940 a month. That is down 8.9% from $2,130 in FY 2026. Plano is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 47 ZIP codes in Collin County, 75074 has the 35th-highest two-bedroom rent (county range $1,100–$2,710). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75074 is 76% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75074
BedroomsFY 2027Change90–110% range
Studio$1,600−8.6%$1,440–$1,760
1BR$1,650−9.3%$1,485–$1,815
2BR$1,940−8.9%$1,746–$2,134
3BR$2,440−9.0%$2,196–$2,684
4BR$3,110−8.8%$2,799–$3,421

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75074
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,600$1,650$1,940$2,440$3,110
FY 2026$1,750$1,820$2,130$2,680$3,410
FY 2025$1,700$1,780$2,090$2,620$3,360
FY 2024$1,620$1,710$2,000$2,520$3,240
FY 2023$1,440$1,520$1,790$2,260$2,940

Two-bedroom rent in nearby Collin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75074
75058$1,700−12.4%
75069$1,890−2.6%
75070$2,140+10.3%
75071$2,430+25.3%
75072$2,710+39.7%
75074Current$1,940—
75075$1,900−2.1%
75078$2,590+33.5%
75080$2,080+7.2%
75082$2,320+19.6%
75086$2,070+6.7%
75087$1,970+1.5%

Questions about ZIP 75074 rents

How much will Section 8 pay for a two-bedroom in ZIP 75074?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,940, that basic range is $1,746 to $2,134 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75074 in?

ZIP 75074 is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 75074 for FY 2027?

The two-bedroom FMR fell 8.9%, from $2,130 in FY 2026 to $1,940 in FY 2027. Since FY 2023 it has risen 8.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPlano, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources