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Collin County/McKinney/75069

75069

ZIPSAFMR
Collin County, TX
Zillow

ZIP Investment Score

69Below average

095130300
BRFMR
Eff. Rent
0 BR$1,560$1,190
1 BR$1,610$1,390
2 BR$1,890$2,060
3 BR$2,380$2,340
4 BR$3,030$2,470
5 BR$3,484Not available
6 BR$4,007Not available
7 BR$4,608Not available
8 BR$5,299Not available

Purchase Price Calculator

Maximum purchase price
$244,199

Cost breakdown

+Likely effective rent$2,060
HUD FMR$1,890
Market rent$2,150
Est. payment standard (109%)Used$2,060
-Principal and interest-$1,235
Loan amount$195,359
Down payment$48,840
Rate6.50%
Term30 years
-Operating costs-$625
Property taxes-$244
Insurance-$175
Utilities$0
HOA$0
Management-$206
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,976(67.5% ROI)
Projected value
$262,975
Return breakdown
Property appreciation+$18,777
Loan principal paid down+$6,999
Rental cash flow+$7,200
5-year hold
+$56,571(115.8% ROI)
Projected value
$276,288
Return breakdown
Property appreciation+$32,090
Loan principal paid down+$12,482
Rental cash flow+$12,000
10-year hold
+$122,137(250.1% ROI)
Projected value
$312,595
Return breakdown
Property appreciation+$68,396
Loan principal paid down+$29,741
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.31
1 BR
1.16
2 BR
0.88
3 BR
1.02
4 BR
1.23
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 75069 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75069 (McKinney, TX) is $1,890 a month. That is down 5.0% from $1,990 in FY 2026. McKinney is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 47 ZIP codes in Collin County, 75069 has the 37th-highest two-bedroom rent (county range $1,100–$2,710). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75069 is 71% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75069
BedroomsFY 2027Change90–110% range
Studio$1,560−4.3%$1,404–$1,716
1BR$1,610−5.3%$1,449–$1,771
2BR$1,890−5.0%$1,701–$2,079
3BR$2,380−5.2%$2,142–$2,618
4BR$3,030−5.0%$2,727–$3,333

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75069
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,560$1,610$1,890$2,380$3,030
FY 2026$1,630$1,700$1,990$2,510$3,190
FY 2025$1,530$1,600$1,880$2,360$3,030
FY 2024$1,400$1,480$1,730$2,180$2,800
FY 2023$1,250$1,320$1,560$1,970$2,560

Two-bedroom rent in nearby Collin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75069
75058$1,700−10.1%
75069Current$1,890—
75070$2,140+13.2%
75071$2,430+28.6%
75072$2,710+43.4%
75074$1,940+2.6%
75075$1,900+0.5%
75078$2,590+37.0%
75080$2,080+10.1%
75082$2,320+22.8%
75086$2,070+9.5%
75087$1,970+4.2%

Questions about ZIP 75069 rents

How much will Section 8 pay for a two-bedroom in ZIP 75069?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,890, that basic range is $1,701 to $2,079 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75069 in?

ZIP 75069 is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 75069 for FY 2027?

The two-bedroom FMR fell 5.0%, from $1,990 in FY 2026 to $1,890 in FY 2027. Since FY 2023 it has risen 21.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMcKinney, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources