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80303

ZIPSAFMR
Boulder County, CO

ZIP Investment Score

49Below average

095130300
BRFMR
Eff. Rent
0 BR$1,580$1,740
1 BR$1,810$1,990
2 BR$2,120$2,280
3 BR$2,820$3,090
4 BR$3,280$3,610
5 BR$3,772Not available
6 BR$4,338Not available
7 BR$4,988Not available
8 BR$5,737Not available

Purchase Price Calculator

Maximum purchase price
$276,891

Cost breakdown

+Likely effective rent$2,280
HUD FMR$2,120
Market rent$2,360
Est. payment standard (107%)Used$2,280
-Principal and interest-$1,400
Loan amount$221,512
Down payment$55,378
Rate6.50%
Term30 years
-Operating costs-$680
Property taxes-$277
Insurance-$175
Utilities$0
HOA$0
Management-$228
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,427(65.8% ROI)
Projected value
$298,181
Return breakdown
Property appreciation+$21,290
Loan principal paid down+$7,936
Rental cash flow+$7,200
5-year hold
+$62,538(112.9% ROI)
Projected value
$313,276
Return breakdown
Property appreciation+$36,386
Loan principal paid down+$14,152
Rental cash flow+$12,000
10-year hold
+$135,276(244.3% ROI)
Projected value
$354,443
Return breakdown
Property appreciation+$77,553
Loan principal paid down+$33,723
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.85
1 BR
0.85
2 BR
0.90
3 BR
0.87
4 BR
0.86
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 80303 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80303 (Boulder, CO) is $2,120 a month. That is down 7.8% from $2,300 in FY 2026. Boulder is in the Boulder, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,033. Among 25 ZIP codes in Boulder County, 80303 has the 11th-highest two-bedroom rent (county range $1,920–$2,630). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80303 is 54% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80303
BedroomsFY 2027Change90–110% range
Studio$1,580−6.0%$1,422–$1,738
1BR$1,810−6.7%$1,629–$1,991
2BR$2,120−7.8%$1,908–$2,332
3BR$2,820−7.5%$2,538–$3,102
4BR$3,280−6.6%$2,952–$3,608

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80303
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,580$1,810$2,120$2,820$3,280
FY 2026$1,680$1,940$2,300$3,050$3,510
FY 2025$1,520$1,770$2,140$2,810$3,210
FY 2024$1,620$1,860$2,260$2,950$3,460
FY 2023$1,430$1,620$1,960$2,610$3,080

Two-bedroom rent in nearby Boulder County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80303
80301$2,170+2.4%
80302$2,140+0.9%
80303Current$2,120—
80304$2,230+5.2%
80305$2,390+12.7%
80306$2,030−4.2%
80307$2,030−4.2%
80308$2,030−4.2%
80309$2,030−4.2%
80310$2,150+1.4%
80455$2,160+1.9%
80466$1,920−9.4%

Questions about ZIP 80303 rents

How much will Section 8 pay for a two-bedroom in ZIP 80303?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,033, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,830 to $2,236 a month; under the ZIP-level Small Area FMR of $2,120 it would be $1,908 to $2,332. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80303 in?

ZIP 80303 is in the Boulder, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,033.

How much did fair market rent change in ZIP 80303 for FY 2027?

The two-bedroom FMR fell 7.8%, from $2,300 in FY 2026 to $2,120 in FY 2027. Since FY 2023 it has risen 8.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set