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Boulder County/Longmont/80504

80504

ZIPSAFMR
Boulder County, CO
Zillow

ZIP Investment Score

69Below average

095130300
BRFMR
Eff. Rent
0 BR$1,540$1,690
1 BR$1,690$1,810
2 BR$2,060$2,130
3 BR$2,790$2,560
4 BR$3,320$2,930
5 BR$3,818Not available
6 BR$4,391Not available
7 BR$5,049Not available
8 BR$5,807Not available

Purchase Price Calculator

Maximum purchase price
$254,601

Cost breakdown

+Likely effective rent$2,130
HUD FMR$2,060
Market rent$2,170
Est. payment standard (103%)Used$2,130
-Principal and interest-$1,287
Loan amount$203,681
Down payment$50,920
Rate6.50%
Term30 years
-Operating costs-$643
Property taxes-$255
Insurance-$175
Utilities$0
HOA$0
Management-$213
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,074(66.9% ROI)
Projected value
$274,177
Return breakdown
Property appreciation+$19,576
Loan principal paid down+$7,297
Rental cash flow+$7,200
5-year hold
+$58,470(114.8% ROI)
Projected value
$288,057
Return breakdown
Property appreciation+$33,457
Loan principal paid down+$13,013
Rental cash flow+$12,000
10-year hold
+$126,318(248.1% ROI)
Projected value
$325,910
Return breakdown
Property appreciation+$71,310
Loan principal paid down+$31,008
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.81
1 BR
0.90
2 BR
0.95
3 BR
1.09
4 BR
1.13
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 80504 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80504 (Longmont, CO) is $2,060 a month. That is up 0.5% from $2,050 in FY 2026. Longmont is in the Boulder, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,033. Among 25 ZIP codes in Boulder County, 80504 has the 12th-highest two-bedroom rent (county range $1,920–$2,630). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80504 is 50% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80504
BedroomsFY 2027Change90–110% range
Studio$1,540+1.3%$1,386–$1,694
1BR$1,690+0.6%$1,521–$1,859
2BR$2,060+0.5%$1,854–$2,266
3BR$2,7900.0%$2,511–$3,069
4BR$3,320+1.5%$2,988–$3,652

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80504
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,540$1,690$2,060$2,790$3,320
FY 2026$1,520$1,680$2,050$2,790$3,270
FY 2025$1,460$1,650$2,040$2,760$3,160
FY 2024$1,530$1,740$2,170$2,940$3,360
FY 2023$1,370$1,540$1,930$2,640$3,020

Two-bedroom rent in nearby Boulder County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80504
80466$1,920−6.8%
80471$2,030−1.5%
80481$2,050−0.5%
80501$1,920−6.8%
80502$2,030−1.5%
80503$1,960−4.9%
80504Current$2,060—
80510$1,920−6.8%
80516$2,630+27.7%
80533$2,030−1.5%
80540$2,270+10.2%
80544$2,030−1.5%

Questions about ZIP 80504 rents

How much will Section 8 pay for a two-bedroom in ZIP 80504?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,033, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,830 to $2,236 a month; under the ZIP-level Small Area FMR of $2,060 it would be $1,854 to $2,266. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80504 in?

ZIP 80504 is in the Boulder, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,033.

How much did fair market rent change in ZIP 80504 for FY 2027?

The two-bedroom FMR rose 0.5%, from $2,050 in FY 2026 to $2,060 in FY 2027. Since FY 2023 it has risen 6.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLongmont, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources