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Boulder County/Boulder/80305

80305

ZIPSAFMR
Boulder County, CO
Zillow

ZIP Investment Score

46Below average

095130300
BRFMR
Eff. Rent
0 BR$1,790$1,500
1 BR$2,040$1,710
2 BR$2,390$2,550
3 BR$3,180$3,330
4 BR$3,700$3,860
5 BR$4,255Not available
6 BR$4,893Not available
7 BR$5,627Not available
8 BR$6,471Not available

Purchase Price Calculator

Maximum purchase price
$317,012

Cost breakdown

+Likely effective rent$2,550
HUD FMR$2,390
Market rent$2,640
Est. payment standard (107%)Used$2,550
-Principal and interest-$1,603
Loan amount$253,610
Down payment$63,402
Rate6.50%
Term30 years
-Operating costs-$747
Property taxes-$317
Insurance-$175
Utilities$0
HOA$0
Management-$255
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,662(64.1% ROI)
Projected value
$341,388
Return breakdown
Property appreciation+$24,375
Loan principal paid down+$9,086
Rental cash flow+$7,200
5-year hold
+$69,861(110.2% ROI)
Projected value
$358,671
Return breakdown
Property appreciation+$41,658
Loan principal paid down+$16,203
Rental cash flow+$12,000
10-year hold
+$151,400(238.8% ROI)
Projected value
$405,803
Return breakdown
Property appreciation+$88,790
Loan principal paid down+$38,609
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.19
1 BR
1.19
2 BR
0.91
3 BR
0.93
4 BR
0.94
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 80305 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80305 (Boulder, CO) is $2,390 a month. That is down 4.8% from $2,510 in FY 2026. Boulder is in the Boulder, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,033. Among 25 ZIP codes in Boulder County, 80305 has the 2nd-highest two-bedroom rent (county range $1,920–$2,630). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80305 is 74% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80305
BedroomsFY 2027Change90–110% range
Studio$1,790−2.7%$1,611–$1,969
1BR$2,040−3.8%$1,836–$2,244
2BR$2,390−4.8%$2,151–$2,629
3BR$3,180−4.5%$2,862–$3,498
4BR$3,700−3.4%$3,330–$4,070

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80305
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,790$2,040$2,390$3,180$3,700
FY 2026$1,840$2,120$2,510$3,330$3,830
FY 2025$1,740$2,020$2,450$3,220$3,710
FY 2024$1,920$2,210$2,690$3,520$4,120
FY 2023$1,730$1,960$2,370$3,150$3,730

Two-bedroom rent in nearby Boulder County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80305
80301$2,170−9.2%
80302$2,140−10.5%
80303$2,120−11.3%
80304$2,230−6.7%
80305Current$2,390—
80306$2,030−15.1%
80307$2,030−15.1%
80308$2,030−15.1%
80309$2,030−15.1%
80310$2,150−10.0%
80455$2,160−9.6%
80466$1,920−19.7%

Questions about ZIP 80305 rents

How much will Section 8 pay for a two-bedroom in ZIP 80305?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,033, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,830 to $2,236 a month; under the ZIP-level Small Area FMR of $2,390 it would be $2,151 to $2,629. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80305 in?

ZIP 80305 is in the Boulder, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,033.

How much did fair market rent change in ZIP 80305 for FY 2027?

The two-bedroom FMR fell 4.8%, from $2,510 in FY 2026 to $2,390 in FY 2027. Since FY 2023 it has risen 0.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBoulder, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources