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Weld County/Hudson/80642

80642

ZIPSAFMR
Weld County, CO
Zillow

ZIP Investment Score

47Below average

095130300
BRFMR
Eff. Rent
0 BR$1,480$1,480
1 BR$1,580$1,580
2 BR$1,890$1,890
3 BR$2,470$2,470
4 BR$2,750$2,750
5 BR$3,162Not available
6 BR$3,637Not available
7 BR$4,182Not available
8 BR$4,810Not available

Purchase Price Calculator

Maximum purchase price
$218,937

Cost breakdown

+Likely effective rent$1,890
HUD FMRUsed$1,890
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,107
Loan amount$175,149
Down payment$43,787
Rate6.50%
Term30 years
-Operating costs-$583
Property taxes-$219
Insurance-$175
Utilities$0
HOA$0
Management-$189
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,309(69.2% ROI)
Projected value
$235,771
Return breakdown
Property appreciation+$16,834
Loan principal paid down+$6,275
Rental cash flow+$7,200
5-year hold
+$51,960(118.7% ROI)
Projected value
$247,707
Return breakdown
Property appreciation+$28,770
Loan principal paid down+$11,190
Rental cash flow+$12,000
10-year hold
+$111,985(255.7% ROI)
Projected value
$280,258
Return breakdown
Property appreciation+$61,321
Loan principal paid down+$26,665
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
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Mortgage rate
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ZIP 80642 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80642 (Hudson, CO) is $1,890 a month. That is down 2.1% from $1,930 in FY 2026. Hudson is in the Greeley, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,647. Among 38 ZIP codes in Weld County, 80642 is tied for the 9th-highest two-bedroom rent (county range $1,120–$2,440). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80642 is 38% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80642
BedroomsFY 2027Change90–110% range
Studio$1,4800.0%$1,332–$1,628
1BR$1,580−2.5%$1,422–$1,738
2BR$1,890−2.1%$1,701–$2,079
3BR$2,470−2.0%$2,223–$2,717
4BR$2,750−2.5%$2,475–$3,025

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80642
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,480$1,580$1,890$2,470$2,750
FY 2026$1,480$1,620$1,930$2,520$2,820
FY 2025$1,500$1,660$1,990$2,590$2,910
FY 2024$1,270$1,410$1,790$2,470$2,750
FY 2023$1,120$1,230$1,510$2,120$2,340

Two-bedroom rent in nearby Weld County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80642
80633$1,650−12.7%
80634$1,750−7.4%
80639$1,650−12.7%
80642Current$1,890—
80643$1,900+0.5%
80644$1,410−25.4%
80645$1,550−18.0%
80646$1,650−12.7%
80648$1,560−17.5%
80649$1,410−25.4%
80650$1,500−20.6%
80651$1,730−8.5%

Questions about ZIP 80642 rents

How much will Section 8 pay for a two-bedroom in ZIP 80642?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,647, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,482 to $1,812 a month; under the ZIP-level Small Area FMR of $1,890 it would be $1,701 to $2,079. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80642 in?

ZIP 80642 is in the Greeley, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,647.

How much did fair market rent change in ZIP 80642 for FY 2027?

The two-bedroom FMR fell 2.1%, from $1,930 in FY 2026 to $1,890 in FY 2027. Since FY 2023 it has risen 25.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHudson, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources