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80643

ZIPSAFMR
Weld County, CO

ZIP Investment Score

79Below average

095130300
BRFMR
Eff. Rent
0 BR$1,480$1,480
1 BR$1,580$1,580
2 BR$1,900$1,900
3 BR$2,620$2,620
4 BR$3,120$3,120
5 BR$3,588Not available
6 BR$4,126Not available
7 BR$4,745Not available
8 BR$5,457Not available

Purchase Price Calculator

Maximum purchase price
$220,423

Cost breakdown

+Likely effective rent$1,900
HUD FMRUsed$1,900
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,115
Loan amount$176,338
Down payment$44,085
Rate6.50%
Term30 years
-Operating costs-$585
Property taxes-$220
Insurance-$175
Utilities$0
HOA$0
Management-$190
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,466(69.1% ROI)
Projected value
$237,371
Return breakdown
Property appreciation+$16,948
Loan principal paid down+$6,318
Rental cash flow+$7,200
5-year hold
+$52,232(118.5% ROI)
Projected value
$249,388
Return breakdown
Property appreciation+$28,965
Loan principal paid down+$11,266
Rental cash flow+$12,000
10-year hold
+$112,583(255.4% ROI)
Projected value
$282,160
Return breakdown
Property appreciation+$61,737
Loan principal paid down+$26,846
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 80643 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80643 (Keenesburg, CO) is $1,900 a month. That is down 1.6% from $1,930 in FY 2026. Keenesburg is in the Greeley, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,647. Among 38 ZIP codes in Weld County, 80643 has the 8th-highest two-bedroom rent (county range $1,120–$2,440). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80643 is 38% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80643
BedroomsFY 2027Change90–110% range
Studio$1,4800.0%$1,332–$1,628
1BR$1,580−2.5%$1,422–$1,738
2BR$1,900−1.6%$1,710–$2,090
3BR$2,620+4.0%$2,358–$2,882
4BR$3,120+8.7%$2,808–$3,432

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80643
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,480$1,580$1,900$2,620$3,120
FY 2026$1,480$1,620$1,930$2,520$2,870
FY 2025$1,500$1,660$1,990$2,590$2,910
FY 2024$1,260$1,410$1,790$2,480$2,760
FY 2023$1,120$1,250$1,600$2,240$2,480

Two-bedroom rent in nearby Weld County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80643
80634$1,750−7.9%
80639$1,650−13.2%
80642$1,890−0.5%
80643Current$1,900—
80644$1,410−25.8%
80645$1,550−18.4%
80646$1,650−13.2%
80648$1,560−17.9%
80649$1,410−25.8%
80650$1,500−21.1%
80651$1,730−8.9%
80652$1,720−9.5%

Questions about ZIP 80643 rents

How much will Section 8 pay for a two-bedroom in ZIP 80643?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,647, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,482 to $1,812 a month; under the ZIP-level Small Area FMR of $1,900 it would be $1,710 to $2,090. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80643 in?

ZIP 80643 is in the Greeley, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,647.

How much did fair market rent change in ZIP 80643 for FY 2027?

The two-bedroom FMR fell 1.6%, from $1,930 in FY 2026 to $1,900 in FY 2027. Since FY 2023 it has risen 18.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set