Skip to main content
Loading page
Weld County/Hereford/80732

80732

ZIPSAFMR
Weld County, CO
Zillow

ZIP Investment Score

78Below average

095130300
BRFMR
Eff. Rent
0 BR$1,060$1,060
1 BR$1,120$1,120
2 BR$1,410$1,410
3 BR$1,960$1,960
4 BR$2,340$2,340
5 BR$2,691Not available
6 BR$3,095Not available
7 BR$3,559Not available
8 BR$4,093Not available

Purchase Price Calculator

Maximum purchase price
$147,609

Cost breakdown

+Likely effective rent$1,410
HUD FMRUsed$1,410
Market rentN/A
Est. payment standardN/A
-Principal and interest-$746
Loan amount$118,087
Down payment$29,522
Rate6.50%
Term30 years
-Operating costs-$464
Property taxes-$148
Insurance-$175
Utilities$0
HOA$0
Management-$141
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,781(77.2% ROI)
Projected value
$158,959
Return breakdown
Property appreciation+$11,350
Loan principal paid down+$4,231
Rental cash flow+$7,200
5-year hold
+$38,942(131.9% ROI)
Projected value
$167,006
Return breakdown
Property appreciation+$19,397
Loan principal paid down+$7,545
Rental cash flow+$12,000
10-year hold
+$83,320(282.2% ROI)
Projected value
$188,952
Return breakdown
Property appreciation+$41,343
Loan principal paid down+$17,977
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 80732 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80732 (Hereford, CO) is $1,410 a month. That is down 9.6% from $1,560 in FY 2026. Hereford is in the Greeley, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,647. Among 38 ZIP codes in Weld County, 80732 is tied for the 30th-highest two-bedroom rent (county range $1,120–$2,440). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80732 is 3% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80732
BedroomsFY 2027Change90–110% range
Studio$1,060−9.4%$954–$1,166
1BR$1,120−9.7%$1,008–$1,232
2BR$1,410−9.6%$1,269–$1,551
3BR$1,960−9.7%$1,764–$2,156
4BR$2,340−9.7%$2,106–$2,574

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80732
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,060$1,120$1,410$1,960$2,340
FY 2026$1,170$1,240$1,560$2,170$2,590
FY 2025$1,110$1,200$1,530$2,140$2,450
FY 2024$1,060$1,190$1,530$2,160$2,390
FY 2023$950$1,060$1,380$1,960$2,160

Two-bedroom rent in nearby Weld County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80732
80645$1,550+9.9%
80646$1,650+17.0%
80648$1,560+10.6%
80649$1,4100.0%
80650$1,500+6.4%
80651$1,730+22.7%
80652$1,720+22.0%
80654$1,890+34.0%
80728$1,120−20.6%
80729$1,4100.0%
80732Current$1,410—
80754$1,4100.0%

Questions about ZIP 80732 rents

How much will Section 8 pay for a two-bedroom in ZIP 80732?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,647, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,482 to $1,812 a month; under the ZIP-level Small Area FMR of $1,410 it would be $1,269 to $1,551. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80732 in?

ZIP 80732 is in the Greeley, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,647.

How much did fair market rent change in ZIP 80732 for FY 2027?

The two-bedroom FMR fell 9.6%, from $1,560 in FY 2026 to $1,410 in FY 2027. Since FY 2023 it has risen 2.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHereford, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources