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Pinal County/Maricopa/85139

85139

ZIPSAFMR
Pinal County, AZ
Zillow

ZIP Investment Score

101Above average

095130300
BRFMR
Eff. Rent
0 BR$1,370$1,370
1 BR$1,470$1,470
2 BR$1,710$1,710
3 BR$2,260$2,260
4 BR$2,500$2,500
5 BR$2,875Not available
6 BR$3,306Not available
7 BR$3,802Not available
8 BR$4,373Not available

Purchase Price Calculator

Maximum purchase price
$192,189

Cost breakdown

+Likely effective rent$1,710
HUD FMRUsed$1,710
Market rentN/A
Est. payment standardN/A
-Principal and interest-$972
Loan amount$153,751
Down payment$38,438
Rate6.50%
Term30 years
-Operating costs-$538
Property taxes-$192
Insurance-$175
Utilities$0
HOA$0
Management-$171
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,486(71.5% ROI)
Projected value
$206,966
Return breakdown
Property appreciation+$14,778
Loan principal paid down+$5,509
Rental cash flow+$7,200
5-year hold
+$47,078(122.5% ROI)
Projected value
$217,444
Return breakdown
Property appreciation+$25,255
Loan principal paid down+$9,823
Rental cash flow+$12,000
10-year hold
+$101,236(263.4% ROI)
Projected value
$246,018
Return breakdown
Property appreciation+$53,829
Loan principal paid down+$23,407
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 85139 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85139 (Maricopa, AZ) is $1,710 a month. That is down 7.1% from $1,840 in FY 2026. Maricopa is in the Phoenix-Mesa-Chandler, AZ MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 31 ZIP codes in Pinal County, 85139 has the 9th-highest two-bedroom rent (county range $1,380–$2,280). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85139 is 37% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85139
BedroomsFY 2027Change90–110% range
Studio$1,370−6.2%$1,233–$1,507
1BR$1,470−7.0%$1,323–$1,617
2BR$1,710−7.1%$1,539–$1,881
3BR$2,260−7.8%$2,034–$2,486
4BR$2,500−8.1%$2,250–$2,750

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85139
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,370$1,470$1,710$2,260$2,500
FY 2026$1,460$1,580$1,840$2,450$2,720
FY 2025$1,550$1,700$1,970$2,650$2,960
FY 2024$1,520$1,660$1,950$2,640$3,000
FY 2023$1,450$1,590$1,880$2,580$2,930

Two-bedroom rent in nearby Pinal County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 85139
85131$1,380−19.3%
85132$1,560−8.8%
85137$1,420−17.0%
85138$2,100+22.8%
85139Current$1,710—
85140$2,100+22.8%
85141$1,380−19.3%
85142$2,280+33.3%
85143$2,030+18.7%
85144$1,660−2.9%
85145$1,650−3.5%
85147$1,820+6.4%

Questions about ZIP 85139 rents

How much will Section 8 pay for a two-bedroom in ZIP 85139?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,710, that basic range is $1,539 to $1,881 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85139 in?

ZIP 85139 is in the Phoenix-Mesa-Chandler, AZ MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 85139 for FY 2027?

The two-bedroom FMR fell 7.1%, from $1,840 in FY 2026 to $1,710 in FY 2027. Since FY 2023 it has fallen 9.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMaricopa, AZ fair market rentAZ statewide rentsWhat is SAFMR?Data sources