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85143

ZIPSAFMR
Pinal County, AZ

ZIP Investment Score

75Below average

095130300
BRFMR
Eff. Rent
0 BR$1,630$1,570
1 BR$1,750$1,590
2 BR$2,030$1,690
3 BR$2,680$1,780
4 BR$2,970$2,080
5 BR$3,415Not available
6 BR$3,928Not available
7 BR$4,517Not available
8 BR$5,195Not available

Purchase Price Calculator

Maximum purchase price
$189,217

Cost breakdown

+Likely effective rent$1,690
HUD FMR$2,030
Market rentUsed$1,690
Est. payment standard (90%)$1,830
-Principal and interest-$957
Loan amount$151,373
Down payment$37,843
Rate6.50%
Term30 years
-Operating costs-$533
Property taxes-$189
Insurance-$175
Utilities$0
HOA$0
Management-$169
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,172(71.8% ROI)
Projected value
$203,766
Return breakdown
Property appreciation+$14,549
Loan principal paid down+$5,423
Rental cash flow+$7,200
5-year hold
+$46,536(123.0% ROI)
Projected value
$214,081
Return breakdown
Property appreciation+$24,865
Loan principal paid down+$9,671
Rental cash flow+$12,000
10-year hold
+$100,042(264.4% ROI)
Projected value
$242,214
Return breakdown
Property appreciation+$52,997
Loan principal paid down+$23,045
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.04
1 BR
1.10
2 BR
1.20
3 BR
1.51
4 BR
1.43
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 85143 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85143 (San Tan Valley, AZ) is $2,030 a month. That is down 5.1% from $2,140 in FY 2026. San Tan Valley is in the Phoenix-Mesa-Chandler, AZ MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 31 ZIP codes in Pinal County, 85143 has the 6th-highest two-bedroom rent (county range $1,380–$2,280). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85143 is 63% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85143
BedroomsFY 2027Change90–110% range
Studio$1,630−4.1%$1,467–$1,793
1BR$1,750−4.9%$1,575–$1,925
2BR$2,030−5.1%$1,827–$2,233
3BR$2,680−6.0%$2,412–$2,948
4BR$2,970−6.3%$2,673–$3,267

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85143
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,630$1,750$2,030$2,680$2,970
FY 2026$1,700$1,840$2,140$2,850$3,170
FY 2025$1,820$2,000$2,320$3,120$3,490
FY 2024$1,750$1,920$2,250$3,050$3,460
FY 2023$1,610$1,750$2,080$2,850$3,250

Two-bedroom rent in nearby Pinal County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 85143
85131$1,380−32.0%
85132$1,560−23.2%
85137$1,420−30.0%
85138$2,100+3.4%
85139$1,710−15.8%
85140$2,100+3.4%
85141$1,380−32.0%
85142$2,280+12.3%
85143Current$2,030—
85144$1,660−18.2%
85145$1,650−18.7%
85147$1,820−10.3%

Questions about ZIP 85143 rents

How much will Section 8 pay for a two-bedroom in ZIP 85143?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,030, that basic range is $1,827 to $2,233 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85143 in?

ZIP 85143 is in the Phoenix-Mesa-Chandler, AZ MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 85143 for FY 2027?

The two-bedroom FMR fell 5.1%, from $2,140 in FY 2026 to $2,030 in FY 2027. Since FY 2023 it has fallen 2.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set