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Rockland County/Haverstraw/10927

10927

ZIPSAFMR
Rockland County, NY
Zillow

ZIP Investment Score

128Above average

095130300
BRFMR
Eff. Rent
0 BR$2,660$2,170
1 BR$2,800$2,470
2 BR$3,050$3,080
3 BR$3,860$3,600
4 BR$4,230$4,450
5 BR$4,865Not available
6 BR$5,594Not available
7 BR$6,433Not available
8 BR$7,398Not available

Purchase Price Calculator

Maximum purchase price
$395,770

Cost breakdown

+Likely effective rent$3,080
HUD FMR$3,050
Market rent$3,100
Est. payment standard (101%)Used$3,080
-Principal and interest-$2,001
Loan amount$316,616
Down payment$79,154
Rate6.50%
Term30 years
-Operating costs-$879
Property taxes-$396
Insurance-$175
Utilities$0
HOA$0
Management-$308
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,975(61.9% ROI)
Projected value
$426,201
Return breakdown
Property appreciation+$30,431
Loan principal paid down+$11,344
Rental cash flow+$7,200
5-year hold
+$84,236(106.4% ROI)
Projected value
$447,778
Return breakdown
Property appreciation+$52,007
Loan principal paid down+$20,229
Rental cash flow+$12,000
10-year hold
+$183,050(231.3% ROI)
Projected value
$506,619
Return breakdown
Property appreciation+$110,849
Loan principal paid down+$48,201
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.23
1 BR
1.13
2 BR
0.98
3 BR
1.07
4 BR
0.93
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 10927 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 10927 (Haverstraw, NY) is $3,050 a month. That is up 8.2% from $2,820 in FY 2026. Haverstraw is in the New York, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,971. Among 28 ZIP codes in Rockland County, 10927 has the 11th-highest two-bedroom rent (county range $2,620–$3,950). The median county two-bedroom FMR in New York is $1,385, so ZIP 10927 is 120% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 10927
BedroomsFY 2027Change90–110% range
Studio$2,660+8.6%$2,394–$2,926
1BR$2,800+8.9%$2,520–$3,080
2BR$3,050+8.2%$2,745–$3,355
3BR$3,860+9.3%$3,474–$4,246
4BR$4,230+10.2%$3,807–$4,653

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 10927
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,660$2,800$3,050$3,860$4,230
FY 2026$2,450$2,570$2,820$3,530$3,840
FY 2025$2,280$2,380$2,640$3,290$3,550
FY 2024$2,230$2,290$2,570$3,210$3,460
FY 2023$1,960$2,000$2,260$2,840$3,060

Two-bedroom rent in nearby Rockland County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 10927
10901$3,010−1.3%
10911$2,970−2.6%
10913$3,900+27.9%
10920$3,410+11.8%
10923$2,800−8.2%
10927Current$3,050—
10931$3,170+3.9%
10952$2,790−8.5%
10954$3,570+17.0%
10956$3,290+7.9%
10960$3,370+10.5%
10962$2,620−14.1%

Questions about ZIP 10927 rents

How much will Section 8 pay for a two-bedroom in ZIP 10927?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,971, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,674 to $3,268 a month; under the ZIP-level Small Area FMR of $3,050 it would be $2,745 to $3,355. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 10927 in?

ZIP 10927 is in the New York, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,971.

How much did fair market rent change in ZIP 10927 for FY 2027?

The two-bedroom FMR rose 8.2%, from $2,820 in FY 2026 to $3,050 in FY 2027. Since FY 2023 it has risen 35.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHaverstraw, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources