Skip to main content
Loading page
Rockland County/Pomona/10970

10970

ZIPSAFMR
Rockland County, NY
Zillow

ZIP Investment Score

70Below average

095130300
BRFMR
Eff. Rent
0 BR$2,570$2,090
1 BR$2,700$2,360
2 BR$2,940$2,830
3 BR$3,720$3,760
4 BR$4,080$4,320
5 BR$4,692Not available
6 BR$5,396Not available
7 BR$6,205Not available
8 BR$7,136Not available

Purchase Price Calculator

Maximum purchase price
$358,620

Cost breakdown

+Likely effective rent$2,830
HUD FMR$2,940
Market rentUsed$2,830
Est. payment standard (98%)$2,870
-Principal and interest-$1,813
Loan amount$286,896
Down payment$71,724
Rate6.50%
Term30 years
-Operating costs-$817
Property taxes-$359
Insurance-$175
Utilities$0
HOA$0
Management-$283
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,053(62.8% ROI)
Projected value
$386,195
Return breakdown
Property appreciation+$27,575
Loan principal paid down+$10,279
Rental cash flow+$7,200
5-year hold
+$77,456(108.0% ROI)
Projected value
$405,746
Return breakdown
Property appreciation+$47,126
Loan principal paid down+$18,330
Rental cash flow+$12,000
10-year hold
+$168,121(234.4% ROI)
Projected value
$459,064
Return breakdown
Property appreciation+$100,444
Loan principal paid down+$43,677
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.23
1 BR
1.14
2 BR
1.04
3 BR
0.98
4 BR
0.92
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 10970 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 10970 (Pomona, NY) is $2,940 a month. That is up 8.1% from $2,720 in FY 2026. Pomona is in the New York, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,971. Among 28 ZIP codes in Rockland County, 10970 has the 17th-highest two-bedroom rent (county range $2,620–$3,950). The median county two-bedroom FMR in New York is $1,385, so ZIP 10970 is 112% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 10970
BedroomsFY 2027Change90–110% range
Studio$2,570+8.9%$2,313–$2,827
1BR$2,700+8.9%$2,430–$2,970
2BR$2,940+8.1%$2,646–$3,234
3BR$3,720+9.1%$3,348–$4,092
4BR$4,080+10.3%$3,672–$4,488

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 10970
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,570$2,700$2,940$3,720$4,080
FY 2026$2,360$2,480$2,720$3,410$3,700
FY 2025$2,150$2,250$2,490$3,100$3,350
FY 2024$2,180$2,240$2,520$3,140$3,390
FY 2023$2,130$2,180$2,460$3,090$3,330

Two-bedroom rent in nearby Rockland County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 10970
10960$3,370+14.6%
10962$2,620−10.9%
10964$2,880−2.0%
10965$3,040+3.4%
10968$3,120+6.1%
10970Current$2,940—
10974$3,950+34.4%
10976$2,970+1.0%
10977$2,660−9.5%
10980$2,720−7.5%
10982$2,970+1.0%
10983$3,520+19.7%

Questions about ZIP 10970 rents

How much will Section 8 pay for a two-bedroom in ZIP 10970?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,971, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,674 to $3,268 a month; under the ZIP-level Small Area FMR of $2,940 it would be $2,646 to $3,234. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 10970 in?

ZIP 10970 is in the New York, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,971.

How much did fair market rent change in ZIP 10970 for FY 2027?

The two-bedroom FMR rose 8.1%, from $2,720 in FY 2026 to $2,940 in FY 2027. Since FY 2023 it has risen 19.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPomona, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources