10974
ZIPSAFMR
Rockland County, NY
BRFMR
Eff. Rent
0 BR$3,070$2,950
1 BR$3,220$2,460
2 BR$3,530$3,100
3 BR$4,420$3,550
4 BR$4,800$4,800
5 BR$5,520
6 BR$6,348
7 BR$7,300
8 BR$8,395

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.04ratio
FMR$3,070
Market$2,950
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.04
1 BR
1 BR
1.31ratio
FMR$3,220
Market$2,460
vs market+$760

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.31
2 BR
2 BR
1.14ratio
FMR$3,530
Market$3,100
vs market+$430

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.14
3 BR
3 BR
1.25ratio
FMR$4,420
Market$3,550
vs market+$870

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.25
4 BR
4 BR
0.99ratio
FMR$4,800
Market$4,870
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$462,640
Rent
$3,530
Down payment
$92,528
Loan
$370,112
Mortgage
$2,339
Expenses
$991
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10974 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.