11204
ZIPSAFMR
Kings County, NY
BRFMR
Eff. Rent
0 BR$2,430$2,160
1 BR$2,550$2,180
2 BR$2,800$2,690
3 BR$3,510$2,940
4 BR$3,810$3,330
5 BR$4,382
6 BR$5,039
7 BR$5,795
8 BR$6,664

Purchase Price Calculator

Maximum purchase price
$337,816

Cost breakdown

+Likely effective rent$2,690
HUD FMR$2,800
Market rentUsed$2,690
Est. payment standard (97%)$2,730
Market rent is below the inferred standard ($2,730, 97% of FMR).
-Principal and interest-$1,708
Loan amount$270,253
Down payment$67,563
Rate6.50%
Term30 years
-Operating costs-$782
Property taxes-$338
Insurance-$175
Utilities$0
HOA$0
Management-$269
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,857(63.4% ROI)
Projected value
$363,791
Current value$337,816
Return breakdown
Property appreciation+$25,975
Loan principal paid down+$9,683
Rental cash flow+$7,200
5-year hold
+$73,658(109.0% ROI)
Projected value
$382,208
Current value$337,816
Return breakdown
Property appreciation+$44,392
Loan principal paid down+$17,267
Rental cash flow+$12,000
10-year hold
+$159,760(236.5% ROI)
Projected value
$432,434
Current value$337,816
Return breakdown
Property appreciation+$94,617
Loan principal paid down+$41,143
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.13ratio
FMR$2,430
Market$2,160
vs market+$270

FMR is above market; underwrite to market rent.

90% standard$2,187 / 1.01 ratio110% standard$2,673 / 1.24 ratio
1.13
1 BR
1 BR
1.17ratio
FMR$2,550
Market$2,180
vs market+$370

FMR is above market; underwrite to market rent.

90% standard$2,295 / 1.05 ratio110% standard$2,805 / 1.29 ratio
1.17
2 BR
2 BR
1.04ratio
FMR$2,800
Market$2,690
vs market+$110

FMR is near market; voucher and private rents are aligned.

90% standard$2,520 / 0.94 ratio110% standard$3,080 / 1.14 ratio
1.04
3 BR
3 BR
1.19ratio
FMR$3,510
Market$2,940
vs market+$570

FMR is above market; underwrite to market rent.

90% standard$3,159 / 1.07 ratio110% standard$3,861 / 1.31 ratio
1.19
4 BR
4 BR
1.14ratio
FMR$3,810
Market$3,330
vs market+$480

FMR is above market; underwrite to market rent.

90% standard$3,429 / 1.03 ratio110% standard$4,191 / 1.26 ratio
1.14
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 11204 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

11204 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 11204 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,800 and the 4 bedroom fair market rent is $3,810.

Use this page for searches like 11204 FMR, 11204 fair market rent, and 11204 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 11204
Bedroom sizeHUD FMR
Studio$2,430
1 bedroom$2,550
2 bedroom$2,800
3 bedroom$3,510
4 bedroom$3,810