13209
ZIPSAFMR
Onondaga County, NY
BRFMR
Eff. Rent
0 BR$940$1,030
1 BR$1,070$1,180
2 BR$1,320$1,450
3 BR$1,600$1,760
4 BR$1,750$1,930
5 BR$2,012
6 BR$2,314
7 BR$2,662
8 BR$3,061

Purchase Price Calculator

Maximum purchase price
$153,553

Cost breakdown

+Likely effective rent$1,450
HUD FMR$1,320
Market rent$2,040
Est. payment standard (110%)Used$1,450
Estimated payment standard is $1,450 (110% of FMR).
-Principal and interest-$776
Loan amount$122,842
Down payment$30,711
Rate6.50%
Term30 years
-Operating costs-$474
Property taxes-$154
Insurance-$175
Utilities$0
HOA$0
Management-$145
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,408(76.2% ROI)
Projected value
$165,360
Current value$153,553
Return breakdown
Property appreciation+$11,807
Loan principal paid down+$4,401
Rental cash flow+$7,200
5-year hold
+$40,027(130.3% ROI)
Projected value
$173,731
Current value$153,553
Return breakdown
Property appreciation+$20,178
Loan principal paid down+$7,848
Rental cash flow+$12,000
10-year hold
+$85,709(279.1% ROI)
Projected value
$196,561
Current value$153,553
Return breakdown
Property appreciation+$43,008
Loan principal paid down+$18,701
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.66ratio
FMR$940
Market$1,430
vs market-$490

FMR is below market; voucher rent may lag private rents.

90% standard$846 / 0.59 ratio110% standard$1,034 / 0.72 ratio
0.66
1 BR
1 BR
0.66ratio
FMR$1,070
Market$1,630
vs market-$560

FMR is below market; voucher rent may lag private rents.

90% standard$963 / 0.59 ratio110% standard$1,177 / 0.72 ratio
0.66
2 BR
2 BR
0.65ratio
FMR$1,320
Market$2,040
vs market-$720

FMR is below market; voucher rent may lag private rents.

90% standard$1,188 / 0.58 ratio110% standard$1,452 / 0.71 ratio
0.65
3 BR
3 BR
0.67ratio
FMR$1,600
Market$2,390
vs market-$790

FMR is below market; voucher rent may lag private rents.

90% standard$1,440 / 0.60 ratio110% standard$1,760 / 0.74 ratio
0.67
4 BR
4 BR
0.68ratio
FMR$1,750
Market$2,580
vs market-$830

FMR is below market; voucher rent may lag private rents.

90% standard$1,575 / 0.61 ratio110% standard$1,925 / 0.75 ratio
0.68
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 13209 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

13209 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 13209 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,320 and the 4 bedroom fair market rent is $1,750.

Use this page for searches like 13209 FMR, 13209 fair market rent, and 13209 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 13209
Bedroom sizeHUD FMR
Studio$940
1 bedroom$1,070
2 bedroom$1,320
3 bedroom$1,600
4 bedroom$1,750