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Chester County/Cochranville/19330

19330

ZIPSAFMR
Chester County, PA
Zillow

ZIP Investment Score

55Below average

095130300
BRFMR
Eff. Rent
0 BR$1,140$1,250
1 BR$1,230$1,330
2 BR$1,470$1,610
3 BR$1,750$1,870
4 BR$1,930$2,120
5 BR$2,220Not available
6 BR$2,552Not available
7 BR$2,935Not available
8 BR$3,376Not available

Purchase Price Calculator

Maximum purchase price
$177,329

Cost breakdown

+Likely effective rent$1,610
HUD FMR$1,470
Market rent$1,680
Est. payment standard (109%)Used$1,610
-Principal and interest-$897
Loan amount$141,863
Down payment$35,466
Rate6.50%
Term30 years
-Operating costs-$513
Property taxes-$177
Insurance-$175
Utilities$0
HOA$0
Management-$161
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,918(73.1% ROI)
Projected value
$190,964
Return breakdown
Property appreciation+$13,635
Loan principal paid down+$5,083
Rental cash flow+$7,200
5-year hold
+$44,366(125.1% ROI)
Projected value
$200,631
Return breakdown
Property appreciation+$23,302
Loan principal paid down+$9,064
Rental cash flow+$12,000
10-year hold
+$95,264(268.6% ROI)
Projected value
$226,996
Return breakdown
Property appreciation+$49,667
Loan principal paid down+$21,597
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.84
1 BR
0.89
2 BR
0.88
3 BR
0.90
4 BR
0.80
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19330 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19330 (Cochranville, PA) is $1,470 a month. That is down 0.7% from $1,480 in FY 2026. Cochranville is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 62 ZIP codes in Chester County, 19330 has the 58th-highest two-bedroom rent (county range $1,260–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19330 is 29% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19330
BedroomsFY 2027Change90–110% range
Studio$1,1400.0%$1,026–$1,254
1BR$1,230−0.8%$1,107–$1,353
2BR$1,470−0.7%$1,323–$1,617
3BR$1,750−1.1%$1,575–$1,925
4BR$1,930−2.5%$1,737–$2,123

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19330
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,140$1,230$1,470$1,750$1,930
FY 2026$1,140$1,240$1,480$1,770$1,980
FY 2025$1,150$1,270$1,510$1,820$2,070
FY 2024$1,150$1,280$1,530$1,850$2,130
FY 2023$1,010$1,140$1,380$1,680$1,950

Two-bedroom rent in nearby Chester County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19330
19316$1,710+16.3%
19317$2,440+66.0%
19318$2,180+48.3%
19319$2,720+85.0%
19320$1,850+25.9%
19330Current$1,470—
19333$2,390+62.6%
19335$2,130+44.9%
19341$2,620+78.2%
19342$2,790+89.8%
19343$2,310+57.1%
19344$1,560+6.1%

Questions about ZIP 19330 rents

How much will Section 8 pay for a two-bedroom in ZIP 19330?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,470, that basic range is $1,323 to $1,617 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19330 in?

ZIP 19330 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19330 for FY 2027?

The two-bedroom FMR fell 0.7%, from $1,480 in FY 2026 to $1,470 in FY 2027. Since FY 2023 it has risen 6.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCochranville, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources