20103
ZIPSAFMR
Loudoun County, VA
BRFMR
Eff. Rent
0 BR$2,200$2,080
1 BR$2,270$1,900
2 BR$2,530$2,330
3 BR$3,190$3,210
4 BR$3,750$3,780
5 BR$4,313
6 BR$4,959
7 BR$5,703
8 BR$6,559

Purchase Price Calculator

Maximum purchase price
$284,321

Cost breakdown

+Likely effective rent$2,330
HUD FMR$2,530
Market rentUsed$2,330
Est. payment standard (95%)$2,400
Market rent is below the inferred standard ($2,400, 95% of FMR).
-Principal and interest-$1,438
Loan amount$227,456
Down payment$56,864
Rate6.50%
Term30 years
-Operating costs-$692
Property taxes-$284
Insurance-$175
Utilities$0
HOA$0
Management-$233
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,211(65.4% ROI)
Projected value
$306,182
Current value$284,321
Return breakdown
Property appreciation+$21,862
Loan principal paid down+$8,149
Rental cash flow+$7,200
5-year hold
+$63,894(112.4% ROI)
Projected value
$321,683
Current value$284,321
Return breakdown
Property appreciation+$37,362
Loan principal paid down+$14,532
Rental cash flow+$12,000
10-year hold
+$138,261(243.1% ROI)
Projected value
$363,954
Current value$284,321
Return breakdown
Property appreciation+$79,634
Loan principal paid down+$34,628
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.06ratio
FMR$2,200
Market$2,080
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,980 / 0.95 ratio110% standard$2,420 / 1.16 ratio
1.06
1 BR
1 BR
1.19ratio
FMR$2,270
Market$1,900
vs market+$370

FMR is above market; underwrite to market rent.

90% standard$2,043 / 1.08 ratio110% standard$2,497 / 1.31 ratio
1.19
2 BR
2 BR
1.09ratio
FMR$2,530
Market$2,330
vs market+$200

FMR is near market; voucher and private rents are aligned.

90% standard$2,277 / 0.98 ratio110% standard$2,783 / 1.19 ratio
1.09
3 BR
3 BR
0.99ratio
FMR$3,190
Market$3,220
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$2,871 / 0.89 ratio110% standard$3,509 / 1.09 ratio
0.99
4 BR
4 BR
0.99ratio
FMR$3,750
Market$3,800
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$3,375 / 0.89 ratio110% standard$4,125 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20103 (VA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

20103 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 20103 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,530 and the 4 bedroom fair market rent is $3,750.

Use this page for searches like 20103 FMR, 20103 fair market rent, and 20103 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 20103
Bedroom sizeHUD FMR
Studio$2,200
1 bedroom$2,270
2 bedroom$2,530
3 bedroom$3,190
4 bedroom$3,750