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20147

ZIPSAFMR
Loudoun County, VA

ZIP Investment Score

68Below average

095130300
BRFMR
Eff. Rent
0 BR$2,440$2,000
1 BR$2,550$1,920
2 BR$2,820$2,450
3 BR$3,590$2,680
4 BR$4,230$4,090
5 BR$4,865Not available
6 BR$5,594Not available
7 BR$6,433Not available
8 BR$7,398Not available

Purchase Price Calculator

Maximum purchase price
$302,153

Cost breakdown

+Likely effective rent$2,450
HUD FMR$2,820
Market rentUsed$2,450
Est. payment standard (91%)$2,580
-Principal and interest-$1,528
Loan amount$241,722
Down payment$60,431
Rate6.50%
Term30 years
-Operating costs-$722
Property taxes-$302
Insurance-$175
Utilities$0
HOA$0
Management-$245
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,093(64.7% ROI)
Projected value
$325,385
Return breakdown
Property appreciation+$23,233
Loan principal paid down+$8,660
Rental cash flow+$7,200
5-year hold
+$67,149(111.1% ROI)
Projected value
$341,858
Return breakdown
Property appreciation+$39,705
Loan principal paid down+$15,444
Rental cash flow+$12,000
10-year hold
+$145,428(240.7% ROI)
Projected value
$386,781
Return breakdown
Property appreciation+$84,628
Loan principal paid down+$36,799
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.22
1 BR
1.33
2 BR
1.15
3 BR
1.34
4 BR
1.03
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 20147 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 20147 (Ashburn, VA) is $2,820 a month. That is up 11.9% from $2,520 in FY 2026. Ashburn is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 34 ZIP codes in Loudoun County, 20147 has the 6th-highest two-bedroom rent (county range $1,610–$3,360). The median county two-bedroom FMR in Virginia is $1,262, so ZIP 20147 is 123% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 20147
BedroomsFY 2027Change90–110% range
Studio$2,440+11.4%$2,196–$2,684
1BR$2,550+12.8%$2,295–$2,805
2BR$2,820+11.9%$2,538–$3,102
3BR$3,590+12.9%$3,231–$3,949
4BR$4,230+13.1%$3,807–$4,653

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 20147
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,440$2,550$2,820$3,590$4,230
FY 2026$2,190$2,260$2,520$3,180$3,740
FY 2025$2,160$2,200$2,480$3,100$3,660
FY 2024$1,880$1,910$2,170$2,700$3,200
FY 2023$1,750$1,780$2,020$2,530$3,010

Two-bedroom rent in nearby Loudoun County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 20147
20130$1,710−39.4%
20132$2,610−7.4%
20135$1,610−42.9%
20141$2,140−24.1%
20146$2,760−2.1%
20147Current$2,820—
20148$3,170+12.4%
20151$2,670−5.3%
20152$3,360+19.1%
20158$2,560−9.2%
20159$2,760−2.1%
20160$2,760−2.1%

Questions about ZIP 20147 rents

How much will Section 8 pay for a two-bedroom in ZIP 20147?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,820, that basic range is $2,538 to $3,102 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 20147 in?

ZIP 20147 is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 20147 for FY 2027?

The two-bedroom FMR rose 11.9%, from $2,520 in FY 2026 to $2,820 in FY 2027. Since FY 2023 it has risen 39.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set