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20105

ZIPSAFMR
Loudoun County, VA

ZIP Investment Score

82Below average

095130300
BRFMR
Eff. Rent
0 BR$2,840$1,890
1 BR$2,970$1,910
2 BR$3,280$2,290
3 BR$4,180$3,060
4 BR$4,920$4,280
5 BR$5,658Not available
6 BR$6,507Not available
7 BR$7,483Not available
8 BR$8,605Not available

Purchase Price Calculator

Maximum purchase price
$278,377

Cost breakdown

+Likely effective rent$2,290
HUD FMR$3,280
Market rentUsed$2,290
Est. payment standard (90%)$2,950
-Principal and interest-$1,408
Loan amount$222,701
Down payment$55,675
Rate6.50%
Term30 years
-Operating costs-$682
Property taxes-$278
Insurance-$175
Utilities$0
HOA$0
Management-$229
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,583(65.7% ROI)
Projected value
$299,781
Return breakdown
Property appreciation+$21,405
Loan principal paid down+$7,979
Rental cash flow+$7,200
5-year hold
+$62,809(112.8% ROI)
Projected value
$314,958
Return breakdown
Property appreciation+$36,581
Loan principal paid down+$14,228
Rental cash flow+$12,000
10-year hold
+$135,873(244.0% ROI)
Projected value
$356,346
Return breakdown
Property appreciation+$77,969
Loan principal paid down+$33,904
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.50
1 BR
1.55
2 BR
1.43
3 BR
1.37
4 BR
1.15
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 20105 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 20105 (Aldie, VA) is $3,280 a month. That is up 6.5% from $3,080 in FY 2026. Aldie is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 34 ZIP codes in Loudoun County, 20105 has the 2nd-highest two-bedroom rent (county range $1,610–$3,360). The median county two-bedroom FMR in Virginia is $1,262, so ZIP 20105 is 160% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 20105
BedroomsFY 2027Change90–110% range
Studio$2,840+6.0%$2,556–$3,124
1BR$2,970+7.6%$2,673–$3,267
2BR$3,280+6.5%$2,952–$3,608
3BR$4,180+7.5%$3,762–$4,598
4BR$4,920+7.7%$4,428–$5,412

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 20105
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,840$2,970$3,280$4,180$4,920
FY 2026$2,680$2,760$3,080$3,890$4,570
FY 2025$2,720$2,780$3,130$3,910$4,620
FY 2024$2,440$2,480$2,810$3,500$4,140
FY 2023$2,130$2,170$2,470$3,090$3,690

Two-bedroom rent in nearby Loudoun County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 20105
20101$2,760−15.9%
20103$2,760−15.9%
20105Current$3,280—
20117$1,910−41.8%
20120$2,710−17.4%
20129$2,760−15.9%
20130$1,710−47.9%
20132$2,610−20.4%
20135$1,610−50.9%
20141$2,140−34.8%
20146$2,760−15.9%
20147$2,820−14.0%

Questions about ZIP 20105 rents

How much will Section 8 pay for a two-bedroom in ZIP 20105?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,280, that basic range is $2,952 to $3,608 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 20105 in?

ZIP 20105 is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 20105 for FY 2027?

The two-bedroom FMR rose 6.5%, from $3,080 in FY 2026 to $3,280 in FY 2027. Since FY 2023 it has risen 32.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set