20148
ZIPSAFMR
Loudoun County, VA
BRFMR
Eff. Rent
0 BR$2,520$2,330
1 BR$2,600$2,030
2 BR$2,900$2,480
3 BR$3,660$2,800
4 BR$4,300$3,980
5 BR$4,945
6 BR$5,687
7 BR$6,540
8 BR$7,521

Purchase Price Calculator

Maximum purchase price
$306,610

Cost breakdown

+Likely effective rent$2,480
HUD FMR$2,900
Market rentUsed$2,480
Est. payment standard (91%)$2,630
Market rent is below the inferred standard ($2,630, 91% of FMR).
-Principal and interest-$1,550
Loan amount$245,288
Down payment$61,322
Rate6.50%
Term30 years
-Operating costs-$730
Property taxes-$307
Insurance-$175
Utilities$0
HOA$0
Management-$248
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,564(64.5% ROI)
Projected value
$330,186
Current value$306,610
Return breakdown
Property appreciation+$23,575
Loan principal paid down+$8,788
Rental cash flow+$7,200
5-year hold
+$67,963(110.8% ROI)
Projected value
$346,902
Current value$306,610
Return breakdown
Property appreciation+$40,291
Loan principal paid down+$15,672
Rental cash flow+$12,000
10-year hold
+$147,219(240.1% ROI)
Projected value
$392,487
Current value$306,610
Return breakdown
Property appreciation+$85,877
Loan principal paid down+$37,342
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.08ratio
FMR$2,520
Market$2,330
vs market+$190

FMR is near market; voucher and private rents are aligned.

90% standard$2,268 / 0.97 ratio110% standard$2,772 / 1.19 ratio
1.08
1 BR
1 BR
1.28ratio
FMR$2,600
Market$2,030
vs market+$570

FMR is above market; underwrite to market rent.

90% standard$2,340 / 1.15 ratio110% standard$2,860 / 1.41 ratio
1.28
2 BR
2 BR
1.17ratio
FMR$2,900
Market$2,480
vs market+$420

FMR is above market; underwrite to market rent.

90% standard$2,610 / 1.05 ratio110% standard$3,190 / 1.29 ratio
1.17
3 BR
3 BR
1.31ratio
FMR$3,660
Market$2,800
vs market+$860

FMR is above market; underwrite to market rent.

90% standard$3,294 / 1.18 ratio110% standard$4,026 / 1.44 ratio
1.31
4 BR
4 BR
1.08ratio
FMR$4,300
Market$3,980
vs market+$320

FMR is near market; voucher and private rents are aligned.

90% standard$3,870 / 0.97 ratio110% standard$4,730 / 1.19 ratio
1.08
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20148 (VA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

20148 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 20148 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,900 and the 4 bedroom fair market rent is $4,300.

Use this page for searches like 20148 FMR, 20148 fair market rent, and 20148 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 20148
Bedroom sizeHUD FMR
Studio$2,520
1 bedroom$2,600
2 bedroom$2,900
3 bedroom$3,660
4 bedroom$4,300