30044

ZIPSAFMR

Gwinnett County, GA

ZIP Investment Score

85Below average

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$1,750	$1,470	-0.2%
1 BR	$1,820	$1,440	0.2%
2 BR	$1,980	$1,810	-0.8%
3 BR	$2,360	$1,970	-1.2%
4 BR	$2,800	$2,280	-2.1%
5 BR	$3,220	Not available	-2.1%
6 BR	$3,703	Not available	-2.1%
7 BR	$4,258	Not available	-2.1%
8 BR	$4,897	Not available	-2.1%

Purchase Price Calculator

Maximum purchase price

$207,049

Cost breakdown

+Likely effective rent$1,810

HUD FMR$1,980

Market rentUsed$1,810

Est. payment standard (94%)$1,870

-Principal and interest-$1,047

Loan amount$165,639

Down payment$41,410

Rate6.50%

Term30 years

-Operating costs-$563

Property taxes-$207

Insurance-$175

Utilities$0

HOA$0

Management-$181

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$29,055(70.2% ROI)

Projected value

$222,969

Return breakdown

Property appreciation+$15,920

Loan principal paid down+$5,934

Rental cash flow+$7,200

5-year hold

+$49,791(120.2% ROI)

Projected value

$234,257

Return breakdown

Property appreciation+$27,208

Loan principal paid down+$10,583

Rental cash flow+$12,000

10-year hold

+$107,208(258.9% ROI)

Projected value

$265,040

Return breakdown

Property appreciation+$57,991

Loan principal paid down+$25,217

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

1.19ratio

FMR$1,750

Market$1,470

vs market+$280

FMR is above market; underwrite to market rent.

1.19

1 BR

1.26ratio

FMR$1,820

Market$1,440

vs market+$380

FMR is above market; underwrite to market rent.

1.26

2 BR

1.09ratio

FMR$1,980

Market$1,810

vs market+$170

FMR is near market; voucher and private rents are aligned.

1.09

3 BR

1.20ratio

FMR$2,360

Market$1,970

vs market+$390

FMR is above market; underwrite to market rent.

1.20

4 BR

1.23ratio

FMR$2,800

Market$2,280

vs market+$520

FMR is above market; underwrite to market rent.

1.23

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 30044 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30044 (Lawrenceville, GA) is $1,980 a month. That is down 6.2% from $2,110 in FY 2026. Lawrenceville is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 38 ZIP codes in Gwinnett County, 30044 is tied for the 11th-highest two-bedroom rent (county range $1,290–$2,580). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30044 is 87% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30044
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$1,840	$1,750	−4.9%	$1,575–$1,925
1BR	$1,920	$1,820	−5.2%	$1,638–$2,002
2BR	$2,110	$1,980	−6.2%	$1,782–$2,178
3BR	$2,530	$2,360	−6.7%	$2,124–$2,596
4BR	$3,020	$2,800	−7.3%	$2,520–$3,080

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30044
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$1,750	$1,820	$1,980	$2,360	$2,800
FY 2026	$1,840	$1,920	$2,110	$2,530	$3,020
FY 2025	$1,790	$1,860	$2,060	$2,480	$2,990
FY 2024	$1,760	$1,810	$2,030	$2,450	$2,980
FY 2023	$1,470	$1,510	$1,700	$2,070	$2,530

Two-bedroom rent in nearby Gwinnett County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 30044
30024	$2,110	+6.6%
30039	$2,090	+5.6%
30042	$1,900	−4.0%
30043	$1,980	0.0%
30044Current	$1,980	—
30045	$2,580	+30.3%
30046	$1,680	−15.2%
30047	$1,910	−3.5%
30048	$1,900	−4.0%
30049	$1,900	−4.0%
30052	$1,950	−1.5%
30058	$1,650	−16.7%

Questions about ZIP 30044 rents

How much will Section 8 pay for a two-bedroom in ZIP 30044?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,980, that basic range is $1,782 to $2,178 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30044 in?

ZIP 30044 is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 30044 for FY 2027?

The two-bedroom FMR fell 6.2%, from $2,110 in FY 2026 to $1,980 in FY 2027. Since FY 2023 it has risen 16.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Lawrenceville, GA fair market rent GA statewide rents What is SAFMR?Data sources