30097
ZIPSAFMR
Gwinnett County, GA
BRFMR
Eff. Rent
0 BR$1,890$1,890
1 BR$1,980$1,830
2 BR$2,170$1,970
3 BR$2,600$2,550
4 BR$3,110$2,710
5 BR$3,576
6 BR$4,113
7 BR$4,730
8 BR$5,439

Purchase Price Calculator

Maximum purchase price
$230,825

Cost breakdown

+Likely effective rent$1,970
HUD FMR$2,170
Market rentUsed$1,970
Est. payment standard (94%)$2,040
Market rent is below the inferred standard ($2,040, 94% of FMR).
-Principal and interest-$1,167
Loan amount$184,660
Down payment$46,165
Rate6.50%
Term30 years
-Operating costs-$603
Property taxes-$231
Insurance-$175
Utilities$0
HOA$0
Management-$197
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,564(68.4% ROI)
Projected value
$248,573
Current value$230,825
Return breakdown
Property appreciation+$17,748
Loan principal paid down+$6,616
Rental cash flow+$7,200
5-year hold
+$54,130(117.3% ROI)
Projected value
$261,157
Current value$230,825
Return breakdown
Property appreciation+$30,332
Loan principal paid down+$11,798
Rental cash flow+$12,000
10-year hold
+$116,763(252.9% ROI)
Projected value
$295,475
Current value$230,825
Return breakdown
Property appreciation+$64,650
Loan principal paid down+$28,112
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.00ratio
FMR$1,890
Market$1,890
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$1,701 / 0.90 ratio110% standard$2,079 / 1.10 ratio
1.00
1 BR
1 BR
1.08ratio
FMR$1,980
Market$1,830
vs market+$150

FMR is near market; voucher and private rents are aligned.

90% standard$1,782 / 0.97 ratio110% standard$2,178 / 1.19 ratio
1.08
2 BR
2 BR
1.10ratio
FMR$2,170
Market$1,970
vs market+$200

FMR is above market; underwrite to market rent.

90% standard$1,953 / 0.99 ratio110% standard$2,387 / 1.21 ratio
1.10
3 BR
3 BR
1.02ratio
FMR$2,600
Market$2,550
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$2,340 / 0.92 ratio110% standard$2,860 / 1.12 ratio
1.02
4 BR
4 BR
1.15ratio
FMR$3,110
Market$2,710
vs market+$400

FMR is above market; underwrite to market rent.

90% standard$2,799 / 1.03 ratio110% standard$3,421 / 1.26 ratio
1.15
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 30097 (GA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

30097 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 30097 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,170 and the 4 bedroom fair market rent is $3,110.

Use this page for searches like 30097 FMR, 30097 fair market rent, and 30097 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 30097
Bedroom sizeHUD FMR
Studio$1,890
1 bedroom$1,980
2 bedroom$2,170
3 bedroom$2,600
4 bedroom$3,110