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30096

ZIPSAFMR
Gwinnett County, GA

ZIP Investment Score

79Below average

095130300
BRFMR
Eff. Rent
0 BR$1,780$1,270
1 BR$1,860$1,430
2 BR$2,020$1,720
3 BR$2,410$2,080
4 BR$2,860$2,410
5 BR$3,289Not available
6 BR$3,782Not available
7 BR$4,350Not available
8 BR$5,002Not available

Purchase Price Calculator

Maximum purchase price
$193,675

Cost breakdown

+Likely effective rent$1,720
HUD FMR$2,020
Market rentUsed$1,720
Est. payment standard (90%)$1,830
-Principal and interest-$979
Loan amount$154,940
Down payment$38,735
Rate6.50%
Term30 years
-Operating costs-$541
Property taxes-$194
Insurance-$175
Utilities$0
HOA$0
Management-$172
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,643(71.4% ROI)
Projected value
$208,567
Return breakdown
Property appreciation+$14,892
Loan principal paid down+$5,551
Rental cash flow+$7,200
5-year hold
+$47,350(122.2% ROI)
Projected value
$219,125
Return breakdown
Property appreciation+$25,450
Loan principal paid down+$9,899
Rental cash flow+$12,000
10-year hold
+$101,833(262.9% ROI)
Projected value
$247,920
Return breakdown
Property appreciation+$54,245
Loan principal paid down+$23,588
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.40
1 BR
1.30
2 BR
1.17
3 BR
1.16
4 BR
1.19
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 30096 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30096 (Duluth, GA) is $2,020 a month. That is down 8.6% from $2,210 in FY 2026. Duluth is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 38 ZIP codes in Gwinnett County, 30096 has the 9th-highest two-bedroom rent (county range $1,290–$2,580). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30096 is 91% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30096
BedroomsFY 2027Change90–110% range
Studio$1,780−7.8%$1,602–$1,958
1BR$1,860−7.9%$1,674–$2,046
2BR$2,020−8.6%$1,818–$2,222
3BR$2,410−9.1%$2,169–$2,651
4BR$2,860−9.5%$2,574–$3,146

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30096
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,780$1,860$2,020$2,410$2,860
FY 2026$1,930$2,020$2,210$2,650$3,160
FY 2025$1,930$2,000$2,220$2,670$3,220
FY 2024$1,950$2,000$2,250$2,720$3,300
FY 2023$1,640$1,670$1,890$2,300$2,810

Two-bedroom rent in nearby Gwinnett County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 30096
30052$1,950−3.5%
30058$1,650−18.3%
30071$1,770−12.4%
30078$1,860−7.9%
30084$1,810−10.4%
30087$1,910−5.4%
30091$1,900−5.9%
30092$1,930−4.5%
30093$1,810−10.4%
30095$1,900−5.9%
30096Current$2,020—
30097$2,090+3.5%

Questions about ZIP 30096 rents

How much will Section 8 pay for a two-bedroom in ZIP 30096?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,020, that basic range is $1,818 to $2,222 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30096 in?

ZIP 30096 is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 30096 for FY 2027?

The two-bedroom FMR fell 8.6%, from $2,210 in FY 2026 to $2,020 in FY 2027. Since FY 2023 it has risen 6.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set