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33714

ZIPSAFMR
Pinellas County, FL

ZIP Investment Score

103Above average

095130300
BRFMR
Eff. Rent
0 BR$1,360$1,390
1 BR$1,400$1,540
2 BR$1,630$1,790
3 BR$2,080$2,290
4 BR$2,530$2,780
5 BR$2,910Not available
6 BR$3,346Not available
7 BR$3,848Not available
8 BR$4,425Not available

Purchase Price Calculator

Maximum purchase price
$204,077

Cost breakdown

+Likely effective rent$1,790
HUD FMR$1,630
Market rent$1,940
Est. payment standard (110%)Used$1,790
-Principal and interest-$1,032
Loan amount$163,261
Down payment$40,815
Rate6.50%
Term30 years
-Operating costs-$558
Property taxes-$204
Insurance-$175
Utilities$0
HOA$0
Management-$179
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,741(70.4% ROI)
Projected value
$219,768
Return breakdown
Property appreciation+$15,692
Loan principal paid down+$5,849
Rental cash flow+$7,200
5-year hold
+$49,248(120.7% ROI)
Projected value
$230,894
Return breakdown
Property appreciation+$26,817
Loan principal paid down+$10,431
Rental cash flow+$12,000
10-year hold
+$106,013(259.7% ROI)
Projected value
$261,236
Return breakdown
Property appreciation+$57,159
Loan principal paid down+$24,855
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.97
1 BR
0.83
2 BR
0.84
3 BR
0.83
4 BR
0.86
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 33714 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 33714 (Saint Petersburg, FL) is $1,630 a month. That is down 5.8% from $1,730 in FY 2026. Saint Petersburg is in the Tampa-St. Petersburg-Clearwater, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 70 ZIP codes in Pinellas County, 33714 has the 69th-highest two-bedroom rent (county range $1,580–$2,880). The median county two-bedroom FMR in Florida is $1,474, so ZIP 33714 is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 33714
BedroomsFY 2027Change90–110% range
Studio$1,360−2.2%$1,224–$1,496
1BR$1,400−5.4%$1,260–$1,540
2BR$1,630−5.8%$1,467–$1,793
3BR$2,080−5.9%$1,872–$2,288
4BR$2,530−5.9%$2,277–$2,783

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 33714
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,360$1,400$1,630$2,080$2,530
FY 2026$1,390$1,480$1,730$2,210$2,690
FY 2025$1,410$1,520$1,780$2,280$2,770
FY 2024$1,320$1,430$1,690$2,160$2,640
FY 2023$1,170$1,260$1,510$1,930$2,370

Two-bedroom rent in nearby Pinellas County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 33714
33705$1,940+19.0%
33706$2,060+26.4%
33707$1,820+11.7%
33708$2,410+47.9%
33709$1,730+6.1%
33710$1,950+19.6%
33711$2,280+39.9%
33712$1,850+13.5%
33713$1,800+10.4%
33714Current$1,630—
33715$2,880+76.7%
33716$2,470+51.5%

Questions about ZIP 33714 rents

How much will Section 8 pay for a two-bedroom in ZIP 33714?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,630, that basic range is $1,467 to $1,793 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 33714 in?

ZIP 33714 is in the Tampa-St. Petersburg-Clearwater, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 33714 for FY 2027?

The two-bedroom FMR fell 5.8%, from $1,730 in FY 2026 to $1,630 in FY 2027. Since FY 2023 it has risen 7.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set