45424
ZIPSAFMR
Miami County, OH
BRFMR
Eff. Rent
0 BR$1,020$1,020
1 BR$1,110$920
2 BR$1,400$980
3 BR$1,820$1,690
4 BR$2,000$2,000
5 BR$2,300
6 BR$2,645
7 BR$3,042
8 BR$3,498

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.93ratio
FMR$1,020
Market$1,100
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.93
1 BR
1 BR
1.21ratio
FMR$1,110
Market$920
vs market+$190

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
2 BR
2 BR
1.43ratio
FMR$1,400
Market$980
vs market+$420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.43
3 BR
3 BR
1.08ratio
FMR$1,820
Market$1,690
vs market+$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.08
4 BR
4 BR
0.91ratio
FMR$2,000
Market$2,200
vs market-$200

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.91
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$146,123
Rent
$1,400
Down payment
$29,225
Loan
$116,898
Mortgage
$739
Expenses
$461
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 45424 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.