45414
ZIPSAFMR
Montgomery County, OH
BRFMR
Eff. Rent
0 BR$850$690
1 BR$930$750
2 BR$1,170$980
3 BR$1,520$1,220
4 BR$1,670$1,350
5 BR$1,920
6 BR$2,209
7 BR$2,540
8 BR$2,921

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.23ratio
FMR$850
Market$690
vs market+$160

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.23
1 BR
1 BR
1.24ratio
FMR$930
Market$750
vs market+$180

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.24
2 BR
2 BR
1.19ratio
FMR$1,170
Market$980
vs market+$190

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.19
3 BR
3 BR
1.25ratio
FMR$1,520
Market$1,220
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.25
4 BR
4 BR
1.24ratio
FMR$1,670
Market$1,350
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.24
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$111,945
Rent
$1,170
Down payment
$22,389
Loan
$89,556
Mortgage
$566
Expenses
$404
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 45414 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.