45403
ZIPSAFMR
Montgomery County, OH
BRFMR
Eff. Rent
0 BR$720$680
1 BR$790$740
2 BR$990$990
3 BR$1,280$1,190
4 BR$1,410$1,400
5 BR$1,621
6 BR$1,865
7 BR$2,144
8 BR$2,466

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.06ratio
FMR$720
Market$680
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
1 BR
1 BR
1.07ratio
FMR$790
Market$740
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.07
2 BR
2 BR
0.97ratio
FMR$990
Market$1,020
vs market-$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.97
3 BR
3 BR
1.08ratio
FMR$1,280
Market$1,190
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.08
4 BR
4 BR
1.01ratio
FMR$1,410
Market$1,400
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$85,197
Rent
$990
Down payment
$17,039
Loan
$68,158
Mortgage
$431
Expenses
$359
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 45403 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.