45404
ZIPSAFMR
Montgomery County, OH
BRFMR
Eff. Rent
0 BR$880$690
1 BR$960$700
2 BR$1,210$1,010
3 BR$1,570$1,210
4 BR$1,730$1,310
5 BR$1,989
6 BR$2,288
7 BR$2,631
8 BR$3,026

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.28ratio
FMR$880
Market$690
vs market+$190

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.28
1 BR
1 BR
1.37ratio
FMR$960
Market$700
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.37
2 BR
2 BR
1.20ratio
FMR$1,210
Market$1,010
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.20
3 BR
3 BR
1.30ratio
FMR$1,570
Market$1,210
vs market+$360

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.30
4 BR
4 BR
1.32ratio
FMR$1,730
Market$1,310
vs market+$420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.32
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$117,889
Rent
$1,210
Down payment
$23,578
Loan
$94,311
Mortgage
$596
Expenses
$414
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 45404 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.