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Dallas County/Irving/75039

75039

ZIPSAFMR
Dallas County, TX
Zillow

ZIP Investment Score

60Below average

095130300
BRFMR
Eff. Rent
0 BR$2,070$1,510
1 BR$2,130$1,900
2 BR$2,510$2,290
3 BR$3,160$3,210
4 BR$4,020$3,580
5 BR$4,623Not available
6 BR$5,316Not available
7 BR$6,114Not available
8 BR$7,031Not available

Purchase Price Calculator

Maximum purchase price
$278,377

Cost breakdown

+Likely effective rent$2,290
HUD FMR$2,510
Market rentUsed$2,290
Est. payment standard (94%)$2,370
-Principal and interest-$1,408
Loan amount$222,701
Down payment$55,675
Rate6.50%
Term30 years
-Operating costs-$682
Property taxes-$278
Insurance-$175
Utilities$0
HOA$0
Management-$229
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,583(65.7% ROI)
Projected value
$299,781
Return breakdown
Property appreciation+$21,405
Loan principal paid down+$7,979
Rental cash flow+$7,200
5-year hold
+$62,809(112.8% ROI)
Projected value
$314,958
Return breakdown
Property appreciation+$36,581
Loan principal paid down+$14,228
Rental cash flow+$12,000
10-year hold
+$135,873(244.0% ROI)
Projected value
$356,346
Return breakdown
Property appreciation+$77,969
Loan principal paid down+$33,904
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.37
1 BR
1.12
2 BR
1.10
3 BR
0.98
4 BR
1.12
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 75039 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75039 (Irving, TX) is $2,510 a month. That is down 7.7% from $2,720 in FY 2026. Irving is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 139 ZIP codes in Dallas County, 75039 has the 5th-highest two-bedroom rent (county range $1,130–$2,710). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75039 is 127% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75039
BedroomsFY 2027Change90–110% range
Studio$2,070−7.2%$1,863–$2,277
1BR$2,130−8.2%$1,917–$2,343
2BR$2,510−7.7%$2,259–$2,761
3BR$3,160−7.6%$2,844–$3,476
4BR$4,020−7.6%$3,618–$4,422

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75039
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,070$2,130$2,510$3,160$4,020
FY 2026$2,230$2,320$2,720$3,420$4,350
FY 2025$2,160$2,270$2,660$3,330$4,280
FY 2024$2,040$2,140$2,510$3,160$4,060
FY 2023$1,860$1,960$2,310$2,910$3,800

Two-bedroom rent in nearby Dallas County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75039
75030$1,720−31.5%
75038$1,940−22.7%
75039Current$2,510—
75040$1,900−24.3%
75041$1,580−37.1%
75042$1,550−38.2%
75043$1,740−30.7%
75044$1,990−20.7%
75045$1,720−31.5%
75046$1,720−31.5%
75047$1,720−31.5%
75048$2,100−16.3%

Questions about ZIP 75039 rents

How much will Section 8 pay for a two-bedroom in ZIP 75039?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,510, that basic range is $2,259 to $2,761 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75039 in?

ZIP 75039 is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 75039 for FY 2027?

The two-bedroom FMR fell 7.7%, from $2,720 in FY 2026 to $2,510 in FY 2027. Since FY 2023 it has risen 8.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentIrving, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources