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Dallas County/Lancaster/75146

75146

ZIPSAFMR
Dallas County, TX
Zillow

ZIP Investment Score

86Below average

095130300
BRFMR
Eff. Rent
0 BR$1,530$1,020
1 BR$1,570$1,190
2 BR$1,850$1,780
3 BR$2,330$1,910
4 BR$2,960$2,180
5 BR$3,404Not available
6 BR$3,915Not available
7 BR$4,502Not available
8 BR$5,177Not available

Purchase Price Calculator

Maximum purchase price
$202,591

Cost breakdown

+Likely effective rent$1,780
HUD FMR$1,850
Market rentUsed$1,780
Est. payment standard (98%)$1,800
-Principal and interest-$1,024
Loan amount$162,073
Down payment$40,518
Rate6.50%
Term30 years
-Operating costs-$556
Property taxes-$203
Insurance-$175
Utilities$0
HOA$0
Management-$178
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,584(70.5% ROI)
Projected value
$218,168
Return breakdown
Property appreciation+$15,577
Loan principal paid down+$5,807
Rental cash flow+$7,200
5-year hold
+$48,977(120.9% ROI)
Projected value
$229,213
Return breakdown
Property appreciation+$26,622
Loan principal paid down+$10,355
Rental cash flow+$12,000
10-year hold
+$105,416(260.2% ROI)
Projected value
$259,333
Return breakdown
Property appreciation+$56,743
Loan principal paid down+$24,674
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.50
1 BR
1.32
2 BR
1.04
3 BR
1.22
4 BR
1.36
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 75146 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75146 (Lancaster, TX) is $1,850 a month. That is down 4.1% from $1,930 in FY 2026. Lancaster is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 139 ZIP codes in Dallas County, 75146 has the 46th-highest two-bedroom rent (county range $1,130–$2,710). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75146 is 67% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75146
BedroomsFY 2027Change90–110% range
Studio$1,530−3.2%$1,377–$1,683
1BR$1,570−4.8%$1,413–$1,727
2BR$1,850−4.1%$1,665–$2,035
3BR$2,330−4.1%$2,097–$2,563
4BR$2,960−4.2%$2,664–$3,256

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75146
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,530$1,570$1,850$2,330$2,960
FY 2026$1,580$1,650$1,930$2,430$3,090
FY 2025$1,580$1,650$1,940$2,430$3,120
FY 2024$1,430$1,500$1,760$2,210$2,850
FY 2023$1,250$1,320$1,560$1,970$2,560

Two-bedroom rent in nearby Dallas County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75146
75123$1,720−7.0%
75125$1,340−27.6%
75134$1,980+7.0%
75137$2,070+11.9%
75138$1,720−7.0%
75141$1,720−7.0%
75146Current$1,850—
75149$1,670−9.7%
75150$1,670−9.7%
75154$1,780−3.8%
75159$1,550−16.2%
75172$1,520−17.8%

Questions about ZIP 75146 rents

How much will Section 8 pay for a two-bedroom in ZIP 75146?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,850, that basic range is $1,665 to $2,035 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75146 in?

ZIP 75146 is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 75146 for FY 2027?

The two-bedroom FMR fell 4.1%, from $1,930 in FY 2026 to $1,850 in FY 2027. Since FY 2023 it has risen 18.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLancaster, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources