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Dallas County/Cedar Hill/75104

75104

ZIPSAFMR
Dallas County, TX
Zillow

ZIP Investment Score

80Below average

095130300
BRFMR
Eff. Rent
0 BR$1,780$1,370
1 BR$1,840$1,490
2 BR$2,160$1,800
3 BR$2,720$1,980
4 BR$3,460$2,390
5 BR$3,979Not available
6 BR$4,576Not available
7 BR$5,262Not available
8 BR$6,052Not available

Purchase Price Calculator

Maximum purchase price
$205,563

Cost breakdown

+Likely effective rent$1,800
HUD FMR$2,160
Market rentUsed$1,800
Est. payment standard (90%)$1,940
-Principal and interest-$1,039
Loan amount$164,450
Down payment$41,113
Rate6.50%
Term30 years
-Operating costs-$561
Property taxes-$206
Insurance-$175
Utilities$0
HOA$0
Management-$180
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,898(70.3% ROI)
Projected value
$221,369
Return breakdown
Property appreciation+$15,806
Loan principal paid down+$5,892
Rental cash flow+$7,200
5-year hold
+$49,519(120.4% ROI)
Projected value
$232,575
Return breakdown
Property appreciation+$27,013
Loan principal paid down+$10,507
Rental cash flow+$12,000
10-year hold
+$106,611(259.3% ROI)
Projected value
$263,138
Return breakdown
Property appreciation+$57,575
Loan principal paid down+$25,036
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.30
1 BR
1.23
2 BR
1.20
3 BR
1.37
4 BR
1.45
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 75104 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75104 (Cedar Hill, TX) is $2,160 a month. That is down 7.3% from $2,330 in FY 2026. Cedar Hill is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 139 ZIP codes in Dallas County, 75104 has the 19th-highest two-bedroom rent (county range $1,130–$2,710). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75104 is 96% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75104
BedroomsFY 2027Change90–110% range
Studio$1,780−6.8%$1,602–$1,958
1BR$1,840−7.5%$1,656–$2,024
2BR$2,160−7.3%$1,944–$2,376
3BR$2,720−7.2%$2,448–$2,992
4BR$3,460−7.2%$3,114–$3,806

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75104
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,780$1,840$2,160$2,720$3,460
FY 2026$1,910$1,990$2,330$2,930$3,730
FY 2025$1,850$1,940$2,280$2,860$3,670
FY 2024$1,740$1,830$2,140$2,690$3,470
FY 2023$1,500$1,580$1,870$2,360$3,070

Two-bedroom rent in nearby Dallas County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75104
75083$1,720−20.4%
75085$1,720−20.4%
75088$2,250+4.2%
75089$2,250+4.2%
75098$2,310+6.9%
75099$1,720−20.4%
75104Current$2,160—
75106$1,720−20.4%
75115$1,790−17.1%
75116$1,660−23.1%
75123$1,720−20.4%
75125$1,340−38.0%

Questions about ZIP 75104 rents

How much will Section 8 pay for a two-bedroom in ZIP 75104?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,160, that basic range is $1,944 to $2,376 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75104 in?

ZIP 75104 is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 75104 for FY 2027?

The two-bedroom FMR fell 7.3%, from $2,330 in FY 2026 to $2,160 in FY 2027. Since FY 2023 it has risen 15.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCedar Hill, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources