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76249

ZIPSAFMR
Denton County, TX

ZIP Investment Score

75Below average

095130300
BRFMR
Eff. Rent
0 BR$1,610$1,450
1 BR$1,660$1,580
2 BR$1,950$2,070
3 BR$2,450$1,960
4 BR$3,120$2,240
5 BR$3,588Not available
6 BR$4,126Not available
7 BR$4,745Not available
8 BR$5,457Not available

Purchase Price Calculator

Maximum purchase price
$245,685

Cost breakdown

+Likely effective rent$2,070
HUD FMR$1,950
Market rent$2,140
Est. payment standard (106%)Used$2,070
-Principal and interest-$1,242
Loan amount$196,548
Down payment$49,137
Rate6.50%
Term30 years
-Operating costs-$628
Property taxes-$246
Insurance-$175
Utilities$0
HOA$0
Management-$207
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,133(67.4% ROI)
Projected value
$264,576
Return breakdown
Property appreciation+$18,891
Loan principal paid down+$7,042
Rental cash flow+$7,200
5-year hold
+$56,842(115.7% ROI)
Projected value
$277,970
Return breakdown
Property appreciation+$32,285
Loan principal paid down+$12,557
Rental cash flow+$12,000
10-year hold
+$122,735(249.8% ROI)
Projected value
$314,497
Return breakdown
Property appreciation+$68,812
Loan principal paid down+$29,922
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.11
1 BR
1.05
2 BR
0.91
3 BR
1.25
4 BR
1.39
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 76249 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 76249 (Krum, TX) is $1,950 a month. That is down 2.5% from $2,000 in FY 2026. Krum is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 47 ZIP codes in Denton County, 76249 has the 25th-highest two-bedroom rent (county range $1,090–$2,710). The median county two-bedroom FMR in Texas is $1,105, so ZIP 76249 is 77% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 76249
BedroomsFY 2027Change90–110% range
Studio$1,610−1.8%$1,449–$1,771
1BR$1,660−2.9%$1,494–$1,826
2BR$1,950−2.5%$1,755–$2,145
3BR$2,450−2.8%$2,205–$2,695
4BR$3,120−2.5%$2,808–$3,432

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 76249
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,610$1,660$1,950$2,450$3,120
FY 2026$1,640$1,710$2,000$2,520$3,200
FY 2025$1,560$1,640$1,920$2,410$3,090
FY 2024$1,510$1,590$1,860$2,340$3,010
FY 2023$1,350$1,420$1,680$2,120$2,760

Two-bedroom rent in nearby Denton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 76249
76209$1,600−17.9%
76210$2,030+4.1%
76226$2,710+39.0%
76227$2,300+17.9%
76234$1,160−40.5%
76247$2,410+23.6%
76249Current$1,950—
76258$1,500−23.1%
76259$1,590−18.5%
76262$2,030+4.1%
76266$1,680−13.8%
76272$1,090−44.1%

Questions about ZIP 76249 rents

How much will Section 8 pay for a two-bedroom in ZIP 76249?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,950, that basic range is $1,755 to $2,145 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 76249 in?

ZIP 76249 is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 76249 for FY 2027?

The two-bedroom FMR fell 2.5%, from $2,000 in FY 2026 to $1,950 in FY 2027. Since FY 2023 it has risen 16.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set