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75077

ZIPSAFMR
Denton County, TX

ZIP Investment Score

64Below average

095130300
BRFMR
Eff. Rent
0 BR$1,810$1,670
1 BR$1,870$1,740
2 BR$2,200$2,070
3 BR$2,770$2,230
4 BR$3,520$2,770
5 BR$4,048Not available
6 BR$4,655Not available
7 BR$5,353Not available
8 BR$6,157Not available

Purchase Price Calculator

Maximum purchase price
$245,685

Cost breakdown

+Likely effective rent$2,070
HUD FMR$2,200
Market rentUsed$2,070
Est. payment standard (96%)$2,120
-Principal and interest-$1,242
Loan amount$196,548
Down payment$49,137
Rate6.50%
Term30 years
-Operating costs-$628
Property taxes-$246
Insurance-$175
Utilities$0
HOA$0
Management-$207
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,133(67.4% ROI)
Projected value
$264,576
Return breakdown
Property appreciation+$18,891
Loan principal paid down+$7,042
Rental cash flow+$7,200
5-year hold
+$56,842(115.7% ROI)
Projected value
$277,970
Return breakdown
Property appreciation+$32,285
Loan principal paid down+$12,557
Rental cash flow+$12,000
10-year hold
+$122,735(249.8% ROI)
Projected value
$314,497
Return breakdown
Property appreciation+$68,812
Loan principal paid down+$29,922
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.08
1 BR
1.07
2 BR
1.06
3 BR
1.24
4 BR
1.27
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 75077 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75077 (Lewisville, TX) is $2,200 a month. That is down 3.5% from $2,280 in FY 2026. Lewisville is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 47 ZIP codes in Denton County, 75077 has the 17th-highest two-bedroom rent (county range $1,090–$2,710). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75077 is 99% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75077
BedroomsFY 2027Change90–110% range
Studio$1,810−3.2%$1,629–$1,991
1BR$1,870−4.1%$1,683–$2,057
2BR$2,200−3.5%$1,980–$2,420
3BR$2,770−3.5%$2,493–$3,047
4BR$3,520−3.6%$3,168–$3,872

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75077
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,810$1,870$2,200$2,770$3,520
FY 2026$1,870$1,950$2,280$2,870$3,650
FY 2025$1,800$1,880$2,210$2,770$3,560
FY 2024$1,730$1,820$2,130$2,680$3,450
FY 2023$1,570$1,650$1,950$2,460$3,200

Two-bedroom rent in nearby Denton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75077
75033$2,330+5.9%
75034$2,360+7.3%
75035$2,530+15.0%
75036$2,600+18.2%
75056$2,100−4.5%
75057$1,860−15.5%
75065$1,910−13.2%
75067$1,900−13.6%
75068$2,530+15.0%
75077Current$2,200—
75078$2,590+17.7%
75093$2,270+3.2%

Questions about ZIP 75077 rents

How much will Section 8 pay for a two-bedroom in ZIP 75077?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,200, that basic range is $1,980 to $2,420 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75077 in?

ZIP 75077 is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 75077 for FY 2027?

The two-bedroom FMR fell 3.5%, from $2,280 in FY 2026 to $2,200 in FY 2027. Since FY 2023 it has risen 12.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set