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Jefferson County/Golden/80403

80403

ZIPSAFMR
Jefferson County, CO
Zillow

ZIP Investment Score

57Below average

095130300
BRFMR
Eff. Rent
0 BR$1,980$2,180
1 BR$2,080$2,260
2 BR$2,460$2,690
3 BR$3,230$3,160
4 BR$3,620$3,560
5 BR$4,163Not available
6 BR$4,787Not available
7 BR$5,506Not available
8 BR$6,331Not available

Purchase Price Calculator

Maximum purchase price
$337,816

Cost breakdown

+Likely effective rent$2,690
HUD FMR$2,460
Market rent$2,810
Est. payment standard (109%)Used$2,690
-Principal and interest-$1,708
Loan amount$270,253
Down payment$67,563
Rate6.50%
Term30 years
-Operating costs-$782
Property taxes-$338
Insurance-$175
Utilities$0
HOA$0
Management-$269
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,857(63.4% ROI)
Projected value
$363,791
Return breakdown
Property appreciation+$25,975
Loan principal paid down+$9,683
Rental cash flow+$7,200
5-year hold
+$73,658(109.0% ROI)
Projected value
$382,208
Return breakdown
Property appreciation+$44,392
Loan principal paid down+$17,267
Rental cash flow+$12,000
10-year hold
+$159,760(236.5% ROI)
Projected value
$432,434
Return breakdown
Property appreciation+$94,617
Loan principal paid down+$41,143
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.82
1 BR
0.89
2 BR
0.88
3 BR
1.02
4 BR
1.02
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 80403 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80403 (Golden, CO) is $2,460 a month. That is up 10.3% from $2,230 in FY 2026. Golden is in the Denver-Aurora-Centennial, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,169. Among 36 ZIP codes in Jefferson County, 80403 has the 9th-highest two-bedroom rent (county range $1,890–$3,210). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80403 is 79% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80403
BedroomsFY 2027Change90–110% range
Studio$1,980+13.1%$1,782–$2,178
1BR$2,080+11.2%$1,872–$2,288
2BR$2,460+10.3%$2,214–$2,706
3BR$3,230+10.6%$2,907–$3,553
4BR$3,620+11.4%$3,258–$3,982

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80403
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,980$2,080$2,460$3,230$3,620
FY 2026$1,750$1,870$2,230$2,920$3,250
FY 2025$1,760$1,920$2,300$3,010$3,370
FY 2024$1,770$1,960$2,350$3,080$3,450
FY 2023$1,510$1,670$2,020$2,660$2,990

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80403
80401$2,190−11.0%
80402$2,140−13.0%
80403Current$2,460—
80419$2,140−13.0%
80425$2,450−0.4%
80433$2,830+15.0%
80437$2,140−13.0%
80439$2,310−6.1%
80453$2,330−5.3%
80454$2,540+3.3%
80457$2,310−6.1%
80465$2,590+5.3%

Questions about ZIP 80403 rents

How much will Section 8 pay for a two-bedroom in ZIP 80403?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,169, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,952 to $2,386 a month; under the ZIP-level Small Area FMR of $2,460 it would be $2,214 to $2,706. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80403 in?

ZIP 80403 is in the Denver-Aurora-Centennial, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,169.

How much did fair market rent change in ZIP 80403 for FY 2027?

The two-bedroom FMR rose 10.3%, from $2,230 in FY 2026 to $2,460 in FY 2027. Since FY 2023 it has risen 21.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentGolden, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources