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80439

ZIPSAFMR
Jefferson County, CO

ZIP Investment Score

57Below average

095130300
BRFMR
Eff. Rent
0 BR$1,860$2,030
1 BR$1,950$2,150
2 BR$2,310$2,530
3 BR$3,030$3,180
4 BR$3,390$3,730
5 BR$3,898Not available
6 BR$4,483Not available
7 BR$5,156Not available
8 BR$5,929Not available

Purchase Price Calculator

Maximum purchase price
$314,040

Cost breakdown

+Likely effective rent$2,530
HUD FMR$2,310
Market rent$2,650
Est. payment standard (110%)Used$2,530
-Principal and interest-$1,588
Loan amount$251,232
Down payment$62,808
Rate6.50%
Term30 years
-Operating costs-$742
Property taxes-$314
Insurance-$175
Utilities$0
HOA$0
Management-$253
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,348(64.2% ROI)
Projected value
$338,187
Return breakdown
Property appreciation+$24,147
Loan principal paid down+$9,001
Rental cash flow+$7,200
5-year hold
+$69,319(110.4% ROI)
Projected value
$355,308
Return breakdown
Property appreciation+$41,267
Loan principal paid down+$16,051
Rental cash flow+$12,000
10-year hold
+$150,205(239.1% ROI)
Projected value
$401,998
Return breakdown
Property appreciation+$87,958
Loan principal paid down+$38,247
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.88
1 BR
0.86
2 BR
0.87
3 BR
0.93
4 BR
0.77
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 80439 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80439 (Evergreen, CO) is $2,310 a month. That is up 0.9% from $2,290 in FY 2026. Evergreen is in the Denver-Aurora-Centennial, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,169. Among 36 ZIP codes in Jefferson County, 80439 is tied for the 13th-highest two-bedroom rent (county range $1,890–$3,210). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80439 is 68% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80439
BedroomsFY 2027Change90–110% range
Studio$1,860+3.3%$1,674–$2,046
1BR$1,950+1.6%$1,755–$2,145
2BR$2,310+0.9%$2,079–$2,541
3BR$3,030+1.0%$2,727–$3,333
4BR$3,390+1.5%$3,051–$3,729

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80439
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,860$1,950$2,310$3,030$3,390
FY 2026$1,800$1,920$2,290$3,000$3,340
FY 2025$1,860$2,030$2,430$3,170$3,550
FY 2024$2,000$2,220$2,660$3,470$3,900
FY 2023$1,680$1,860$2,240$2,960$3,320

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80439
80402$2,140−7.4%
80403$2,460+6.5%
80419$2,140−7.4%
80425$2,450+6.1%
80433$2,830+22.5%
80437$2,140−7.4%
80439Current$2,310—
80453$2,330+0.9%
80454$2,540+10.0%
80457$2,3100.0%
80465$2,590+12.1%
80470$2,3100.0%

Questions about ZIP 80439 rents

How much will Section 8 pay for a two-bedroom in ZIP 80439?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,169, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,952 to $2,386 a month; under the ZIP-level Small Area FMR of $2,310 it would be $2,079 to $2,541. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80439 in?

ZIP 80439 is in the Denver-Aurora-Centennial, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,169.

How much did fair market rent change in ZIP 80439 for FY 2027?

The two-bedroom FMR rose 0.9%, from $2,290 in FY 2026 to $2,310 in FY 2027. Since FY 2023 it has risen 3.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set